12 Spear Ln, Denville, NJ 07834 Property Records

Morris County and Denville Township property record for 12 Spear Ln, Denville, NJ 07834

Property Summary

Property Type	Single Family Home
Details	2,188 sqft · built 1950
Lot Size	0.456 acres (19,863 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Jun 2013)
Tax Bill	$12,587 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2018 Line of Credit
APN	`08-61702-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`08-61702-0000-00011`
Alternative APNs	`086170200011` `00056300`

Interior

Stories	2 Stories
Building Area	2,188 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	19,863 sqft (0.456 acres)
Lot Dimensions	248 ft deep x 80 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00056300
Street Address	12 SPEAR LN
City	DENVILLE
State	NJ
Zip	07834-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	BEAVER BROOK ACRES SEC 01
Legal Block	61702
Legal Lot Number	11
Jurisdiction	MORRIS NJ
Township / Civil Division	DENVILLE
Census Block Group	3
Census Block	3008
Census Tract	41300

Owner

12 Spear Ln is owned and occupied by two individuals who bought it in June 2013.

Source: Morris County and Denville Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 SPEAR LN, DENVILLE, NJ 07834-1325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Jan 20, 2018	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2013 · Amount on File
Deed Sale	Jun 19, 2013 · Amount on File
Prior Sale	May 30, 2007 · Amount on File
Deed Document Number	201349862
Deed Book / Page	22352 / 1518
Prior Transfer Date	Mar 16, 2009
Prior Transfer Doc	0212560242
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	12 SPEAR LN, DENVILLE, NJ 07834-1325
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	FOUNDATION TITLE AGENCY, FOUNDATION TTL LLC HACKENSAC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240740069
Date	Mar 23, 2021
Book Page	24074/69
Instrument	2021028647

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	12 SPEAR LN, DENVILLE, NJ 07834-1325
Document Number	0232900256
Book / Page	023290 / 000256
Instrument Date	Jan 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 SPEAR LN DENVILLE NJ 078341325, DENVILLE, NJ 07834-1325

Mortgage

Document Number	0232900256
Date	Feb 1, 2018
Book Page	023290/000256
Instrument	6959

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morris County and Denville Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Denville Township
Elementary School District	Denville Township School District (KG - 08)
Secondary School District	Morris Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,700 (-) Land $144,100 Building $312,600	$456,700 (-) Land $144,100 Building $312,600
2025		$456,700 Land $144,100 Building $312,600	$456,700 Land $144,100 Building $312,600
2024	$12,587.00
2023		$456,700 Land $144,100 Building $312,600	$456,700 Land $144,100 Building $312,600
2022	$11,746.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 12 Spear Ln; there have been 19 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1979–2023)
Claims Outside the SFHA	8 of 19
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Coastal Storms & Flooding, Apr 1984 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Spear Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVILLE TWP WATER DEPT serves 15,881 people · EPA ID NJ1408001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	28 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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