20 Spanish Waters Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 20 Spanish Waters Dr, Ormond Beach, FL 32176

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,032 sqft · built 1993
OwnerIndividual Name on Record
Last Sale$40,000 (Aug 1992)
Tax Bill$3,689 (2025)
Flood ZoneZone X (minimal risk)
APN3227-18-00-0180

Property Details

APN / Parcel Number

Primary APN3227-18-00-0180
Alternative APNs
  • 32132718000180
  • 5214991.0
  • 5214991

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,032 sqft Living Area
1st Floor Area2,035 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1999
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area220 sqft
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number5214991.0
Old Parcel Number32132718000180
Street Address20 SPANISH WATERS DR
CityORMOND BEACH
StateFL
Zip32176-3149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 SPANISH WATERS MB 43 PGS 135 & 136 PER OR 3766 PG 1721
Legal Range32E
Legal Township13S
Legal Section27
Legal SubdivisionWATERS
Legal Tract18
Legal Lot Number18
JurisdictionVOLUSIA FL
Township / Civil DivisionNORTH PENINSULA
Census Block Group3
Census Block3005
Census Tract80202

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 SPANISH WATERS DR, ORMOND BEACH, FL 32176-3149
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 1992 · Amount on Record
Deed SaleAug 15, 1992 · Amount on Record
Deed Document Number0037661721
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,689.00 (+6.04%) Homeowner's exemption$228,695 (+5.99%)$503,167 (+5.06%) Land $158,000 Building $345,167
2023$3,479.00 (+2.23%) Homeowner's exemption$215,777 (+3%)$478,930 (+19.87%) Land $108,800 Building $370,130
2022$3,403.00 Homeowner's exemption$209,492$399,536 Land $108,800 Building $290,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 80 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies213 units insured
incl. 133 condo units
Nearby Flood Claims5 (2017–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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