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18 Spanish Waters Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 18 Spanish Waters Dr, Ormond Beach, FL 32176 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,048 sqft · built 1991
Lot Size0.245 acres (10,686 sqft)
OwnerIndividual Name on File
Last Sale$489,000 (Feb 2021)
Tax Bill$8,906 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3227-18-00-0190

Property Details

APN / Parcel Number

Primary APN3227-18-00-0190
Alternative APNs
  • 32132718000190
  • 27133218000190
  • 5215008.0
  • 5215008

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,048 sqft Living Area
Gross Area2,508 sqft
1st Floor Area2,048 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,686 sqft (0.245 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchFinished/Open Porch
Porch Area327 sqft
Deck Area225 sqft
Patio Area390 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number5215008
Street Address18 SPANISH WATERS DR
CityORMOND BEACH
StateFL
Zip32176-3149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 SPANISH WATERS MB 43 PGS 135-136 INC PER OR 4906 PG 4538 PER OR 5738 PGS 1841-1842 PER OR 6503 PG 0684 PER OR 6583 PG 4340 PER OR 6616 PG 3047 PER OR 6616 PG 3048 PER OR 6616 PG 3049 PER OR 6616 PG 3050 PER OR 6616 PG 3051 PER OR 6616 PG 3052
Legal Range32E
Legal Township13S
Legal Section27
Legal SubdivisionSPANISH WATERS MB
Legal Tract18
Legal Lot Number19
JurisdictionVOLUSIA FL
Township / Civil DivisionNORTH PENINSULA
Census Block Group3
Census Block3005
Census Tract80202

Owner

Source: Volusia County records · APN 3227-18-00-0190

Assessment roll updated March 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address18 SPANISH WATERS DR, ORMOND BEACH, FL 32176-3149
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2026Deed of Trust, Mortgage · Line of Credit
TROY LENDING
Feb 11, 2021Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 11, 2021 · Amount on Record
Deed SaleFeb 11, 2021 · Amount on Record
Prior SaleJul 29, 2011
Deed Document Number202130917
Deed Book / Page7988 / 1671
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Recording DateJun 09, 2026
Property Address18 SPANISH WATERS DR, ORMOND BEACH, FL 32176-3149
Document Number0000103034
Book / Page8863 / 2319
Instrument DateMay 15, 2026
Instrument2026103034
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 SPANISH WATERS DR, ORMOND BEACH, FL 32176-3149

Mortgage

Document Number0000103034,
DateJun 09, 2026
Book Page8863/2319
Instrument2026103034
Lender
NameTROY LENDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 15, 2056
Interest
Rate6.3%
Max Rate-1%

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateFeb 11, 2021
Property Address18 SPANISH WATERS DR, ORMOND BEACH, FL 32176-3149
Document Number0079881671
Book / Page7988 / 1671
Map ReferenceMB 43 PG 135&136
Instrument DateFeb 04, 2021
Instrument2021-030917
Transaction TypeTransfer
Record UpdatedJan 04, 2022
Title CompanyEXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,423.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address51 PALMETTO TYRONE RD, 51, NEWNAN, GA 30265-1525

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 SPANISH WATERS DR, ORMOND BEACH, FL 32176-3149

Mortgage

Document Number0079881673
DateFeb 11, 2021
Instrument7988/1673
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$545,166 (+2.19%) Land $158,000 Building $387,166$545,166 (+1.28%) Land $158,000 Building $387,166
2025$8,906.00 (+1.17%) Homeowner's exemption$533,470 (+3.8%)$538,270 (+4.74%) Land $158,000 Building $380,270
2023$8,803.00 (+8.5%) Homeowner's exemption$513,920 (+20.94%) Land $108,800 Building $405,120$513,920 (+20.94%) Land $108,800 Building $405,120
2022$8,113.00$424,928 Land $108,800 Building $316,128$424,928 Land $108,800 Building $316,128

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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