King County property record for 20 Smith St, Seattle, WA 98109
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 2,380 sqft · built 1908 |
| Lot Size | 0.08 acres (3,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,050,000 (Jul 2017) |
| Tax Bill | $12,281 (2026) |
| Deeds & Mortgages | Jul 2017 Transfer Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 265250-1355 |
| Primary APN | 265250-1355 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,380 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,180 sqft |
| Finished Basement | 1,180 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Lot Area | 3,480 sqft (0.08 acres) |
| View / Lot | Highway |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Deck Area | 150 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 265250135505 |
|---|---|
| Street Address | 20 SMITH ST |
| City | SEATTLE |
| State | WA |
| Zip | 98109-1832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR3 |
| Legal Description | FRONT STREET CABLE ADD W 40 FT OF E 80 FT LESS ST |
| Legal Range | 03 |
| Legal Township | 25 |
| Legal Section | 24 |
| Legal Subdivision | FRONT STREET CABLE ADD |
| Legal Block | 8 |
| Legal Lot Number | 18 |
| Jurisdiction | KING WA |
| Township / Civil Division | SEATTLE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 6000 |
Source: King County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 SMITH ST, SEATTLE, WA 98109-1832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 3, 2017 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Jul 3, 2017 | Warranty Deed, Transfer · ARM HSBC BANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2017 · Amount on Record |
| Deed Sale | Jul 3, 2017 · Amount on Record |
| Prior Sale | May 15, 2008 · Amount on Record |
| Deed Document Number | 2017727 |
| Prior Transfer Date | Jun 26, 2017 |
| Prior Transfer Doc | 0000000728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Jul 3, 2017 |
| Property Address | 20 SMITH ST, SEATTLE, WA 98109-1832 |
| Document Number | 0000000728 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 201707030728 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 20 SMITH ST SEATTLE WA 981091832, SEATTLE, WA 98109-1832 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Jul 3, 2017 |
| Property Address | 20 SMITH ST, SEATTLE, WA 98109-1832 |
| Document Number | 0000000727 |
| Map Reference | VOL4 PG102 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 20170703000727 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 SMITH ST, SEATTLE, WA 98109-1832 |
| Document Number | 0000000729 |
|---|---|
| Date | Jul 3, 2017 |
| Instrument | 20170703000729 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
Source: King County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | King County |
| Municipality | Seattle City |
| Unified School District | Seattle Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,281.00 (+13.71%) | ||
| 2025 | $1,190,000 (+5.87%) Land $612,000 Building $578,000 | $1,190,000 (+5.87%) Land $612,000 Building $578,000 | |
| 2024 | $10,800.00 (+10.67%) | $1,124,000 (-1.32%) Land $612,000 Building $512,000 | $1,124,000 (-1.32%) Land $612,000 Building $512,000 |
| 2022 | $9,759.00 | $1,139,000 Land $648,000 Building $491,000 | $1,139,000 Land $648,000 Building $491,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 871 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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