16 Smith St, Seattle, WA 98109 Property Records

King County property record for 16 Smith St, Seattle, WA 98109

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.25 ba · 3,790 sqft · built 1908
Lot Size0.08 acres (3,480 sqft)
Owner2 Individual Names on Record
Last Sale$1,985,000 (Sep 2020)
Tax Bill$24,865 (2026)
Deeds & MortgagesMay 2020 Mortgage
Sep 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN265250-1360

Property Details

APN / Parcel Number

Primary APN265250-1360
Alternative APN
  • 265250136008

Interior

Bedrooms6 Beds
Full Baths3.25 Baths
Half Baths3 Half Baths
Stories2 Stories
Building Area3,790 sqft Living Area
Gross Area4,170 sqft
1st Floor Area1,400 sqft
2nd Floor Area1,120 sqft
Upper Floors Area540 sqft
Basement Area1,270 sqft
Finished Basement1,270 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 2018
Lot Area3,480 sqft (0.08 acres)
View / LotHighway
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area80 sqft
Deck Area580 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number265250136008
Street Address16 SMITH ST
CitySEATTLE
StateWA
Zip98109-1832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR3
Legal DescriptionFRONT STREET CABLE ADD W 40 FT LESS ST
Legal Range03
Legal Township25
Legal Section24
Legal SubdivisionFRONT STREET CABLE ADD
Legal Block8
Legal Lot Number18
JurisdictionKING WA
Township / Civil DivisionSEATTLE
Census Block Group3
Census Block3019
Census Tract6000

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 SMITH ST, SEATTLE, WA 98109-1832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Sep 15, 2020Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Mar 14, 2017Warranty Deed, Transfer · Construction Mortgage
JOHN E WALKER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2020 · Amount on Record
Deed SaleSep 15, 2020 · Amount on Record
Prior SaleMar 14, 2017 · Amount on Record
Deed Document Number2020584
Prior Transfer DateOct 12, 1989
Prior Transfer Doc0010191470
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address16 SMITH ST, SEATTLE, WA 98109-1832
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001701
DateMay 28, 2020
Instrument20200528001701
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKING WA
Recording DateSep 15, 2020
Property Address16 SMITH ST, SEATTLE, WA 98109-1832
Document Number0000000584
Map ReferenceVOL 4 PG 102
Instrument DateSep 8, 2020
Instrument20200915000584
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$41,567.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 SMITH ST, SEATTLE, WA 98109-1832

Mortgage

Document Number0000000585
DateSep 15, 2020
Instrument20200915000585
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address16 SMITH ST, SEATTLE, WA 98109-1832
Document Number0000000437
Instrument DateJan 28, 2019
Transaction TypeMortgage
Record UpdatedFeb 8, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16 SMITH ST SEATTLE WA 981091832, SEATTLE, WA 98109-1832

Mortgage

Document Number0000000437
DateFeb 1, 2019
Instrument201902010437
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 31, 2034

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKING WA
Recording DateMar 14, 2017
Property Address16 SMITH ST, SEATTLE, WA 98109-1832
Document Number0000000684
Instrument DateMar 10, 2017
Instrument201703140684
Transaction TypeTransfer
Record UpdatedMar 20, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16 SMITH ST SEATTLE WA 981091832, SEATTLE, WA 98109-1832

Mortgage

Document Number685
DateMar 14, 2017
Instrument201703140685
Lender
NameJOHN E WALKER
Address16 SMITH ST, SEATTLE, WA 98109-1832
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 13, 2018

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
MunicipalitySeattle City
Unified School DistrictSeattle Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$24,865.00 (+13.98%)
2025$2,460,000 (+5.94%) Land $612,000 Building $1,848,000$2,460,000 (+5.94%) Land $612,000 Building $1,848,000
2024$21,815.00 (+11.26%)$2,322,000 (-1.28%) Land $612,000 Building $1,710,000$2,322,000 (-1.28%) Land $612,000 Building $1,710,000
2022$19,607.00$2,352,000 Land $648,000 Building $1,704,000$2,352,000 Land $648,000 Building $1,704,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEATTLE PUBLIC UTILITIES
serves 1,161,961 people · EPA ID WA5377050
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 871 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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