20 Simonds St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 20 Simonds St, Ludlow, MA 01056 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1964
Square Footage	1,072 sqft Living Area
Lot Size	15,202 sqft (0.349 acres)
Occupancy	Owner Occupied
Last Sale	$125,500 (2002)
Tax Bill	$4,020.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:12B-13900 B:120 L:0`
Alternative APNs	`LUDL M:12B B:13900 P:120` `7416`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	1,072 sqft Living Area
Gross Area	2,336 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1964
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	15,202 sqft (0.349 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	7416
Street Address	20 SIMONDS ST
City	LUDLOW
State	MA
Zip	01056-1802
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	13900
Jurisdiction	LUDLOW MA
Minor Civil Division	LUDLOW
Census Blockgroup	2
Census Block	2006
Census Tract	810412

Owner

Source: Hampden County and Ludlow Town records · APN M:12B-13900 B:120 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 SIMONDS ST, LUDLOW, MA 01056-1802
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 25, 2002 · Amount on Record
Deed Sale	Nov 25, 2002 · Amount on Record
Record Refreshed	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	20 SIMONDS ST, LUDLOW, MA 01056-1802
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23215-534
Date	May 19, 2020
Book Page	23215/534
Instrument	25216

Lender

Name	PIONEER VALLEY CU
Type	Credit Union

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jun 01, 2030

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,020.00 (+3.8%)	$231,700 (+8.22%) Land $89,400 Building $142,300	$298,965 (+1.52%)
2024	$3,873.00 (+4.37%)	$214,100 (+12.57%) Land $89,200 Building $124,900	$294,500
2023	$3,711.00	$190,200 Land $81,700 Building $108,500