57 Simonds St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 57 Simonds St, Ludlow, MA 01056 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,646 sqft · built 1988
Lot Size0.138 acres (6,011 sqft)
Owner2 Individual Names on File
Last Sale$129,000 (May 1998)
Tax Bill$5,894 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNM:12B-13900 B:106A L:0

Property Details

APN / Parcel Number

Primary APNM:12B-13900 B:106A L:0
Alternative APNs
  • LUDL M:12B B:13900 P:106A
  • 7398

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,646 sqft Living Area
Gross Area2,734 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,011 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number7398
Street Address57 SIMONDS ST
CityLUDLOW
StateMA
Zip01056-1801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block13900
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group2
Census Block2014
Census Tract810412

Owner

Source: Hampden County and Ludlow Town records · APN M:12B-13900 B:106A L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address57 SIMONDS ST, LUDLOW, MA 01056-1801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 15, 1998 · Amount on Record
Deed SaleMay 15, 1998 · Amount on Record
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address57 SIMONDS ST, LUDLOW, MA 01056-1801
Document Number0000223905
Instrument DateNov 06, 2020
Transaction TypeMortgage
Record UpdatedDec 01, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 SIMONDS ST LUDLOW MA 010561801, LUDLOW, MA 01056-1801

Mortgage

Document Number0000223905
DateNov 12, 2020
Instrument223905
Lender
NameLUSO FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 11, 2050

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,894.00 (+3.46%)$339,700 (+7.88%) Land $81,900 Building $257,800$383,895 (+1.23%)
2024$5,697.00 (+3.81%)$314,900 (+11.94%) Land $81,900 Building $233,000$379,240
2023$5,488.00$281,300 Land $75,000 Building $206,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 265 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
GoNetspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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