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20 Serf Pl, Berlin, MD 21811 Property Records

Worcester County property record for 20 Serf Pl, Berlin, MD 21811 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,344 sqft · built 1990
Lot Size0.238 acres (10,379 sqft)
OwnerCompany Name on File
Last Sale$257,000 (Jan 2005)
Tax Bill$2,538 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2020 Transfer
Flood ZoneZone X (minimal risk)
APN03-110338

Property Details

APN / Parcel Number

Primary APN03-110338
Alternative APN
  • 110338

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,379 sqft (0.238 acres)
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number110338
Street Address20 SERF PL
CityBERLIN
StateMD
Zip21811-1665
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT B-10-282 10379 SQ FT WILLOW WAY PL OCEAN PINES SEC 10
Legal SubdivisionOCEAN PINES TEN
Legal Lot Number282
JurisdictionWORCESTER MD
Township / Civil Division5, OCEAN PINES
Census Block Group2
Census Block2006
Census Tract951101

Owner

Source: Worcester County records · APN 03-110338

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address20 SERF PL, BERLIN, MD 21811-1665
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 10, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 13, 2005 · Amount on Record
Deed SaleJan 13, 2005 · Amount on Record
Prior SaleJan 13, 2003
Deed Document Number2005353574
Deed Book / Page4337 / 297
Last Transfer DateJan 29, 2020
Transfer Doc0076110348
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address20 SERF PL, OCEAN PINES, MD 21811-1665
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyARMOUR SETTLEMENT SERVICES LLC, ARMOUR SETTLEMENT SERVICES L

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0079880322
DateMar 30, 2021
Book Page7988/322
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 01, 2036

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MD
Recording DateMar 10, 2020
Property Address20 SERF PL, OCEAN PINES, MD 21811-1665
Document Number0076110348
Book / Page007611 / 000348
Instrument DateJan 29, 2020
Transaction TypeTransfer
Record UpdatedJun 02, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 SERF PL OCEAN PINES MD 218111665, OCEAN PINES, MD 21811-1665

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$298,133 (+8.43%)$321,300 (-) Land $93,700 Building $227,600
2025$2,538.00 (+15.84%)$274,967 (+20.07%)$321,300 (+27.6%) Land $93,700 Building $227,600
2023$2,191.00$229,000$251,800 Land $89,700 Building $162,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479511012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 62 individual NFIP policies nearby
Nearby Flood Policies62 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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