14 Serf Pl, Berlin, MD 21811 Property Records

Worcester County property record for 14 Serf Pl, Berlin, MD 21811 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,240 sqft · built 1994
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Company Names on File
Last Sale	$200,000 (Apr 2019)
Tax Bill	$2,512 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-110311`

Property Details

APN / Parcel Number

Primary APN	`03-110311`
Alternative APN	`110311`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,240 sqft Total Area
Utility Area	48 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	110311
Street Address	14 SERF PL
City	BERLIN
State	MD
Zip	21811-1665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B-10-279 7500 SQ FT SERF PLACE PL OCEAN PINES SEC 10
Legal Subdivision	OCEAN PINES SEC 10
Legal Lot Number	279
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	2
Census Block	2006
Census Tract	951101

Owner

Source: Worcester County records · APN 03-110311

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	12 DEER CROSS CT, REISTERSTOWN, MD 21136-5907
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2025	Intrafamily Transfer, Transfer
Dec 04, 2025	Intrafamily Transfer, Transfer
Nov 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 15, 2019	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2019 · Amount on Record
Deed Sale	Apr 15, 2019 · Amount on Record
Prior Sale	Jun 30, 1997 · Amount on Record
Deed Book / Page	7397 / 454
Last Transfer Date	Oct 27, 2025
Transfer Doc	0090510308
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Dec 04, 2025
Property Address	14 SERF PL, OCEAN PINES, MD 21811-1665
Document Number	0090510308
Book / Page	9051 / 308
Map Reference	MB 14 FO 45
Instrument Date	Oct 27, 2025
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12 DEER CROSS CT, REISTERSTOWN, MD 21136-5907

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Dec 04, 2025
Property Address	14 SERF PL, OCEAN PINES, MD 21811-1665
Document Number	0090510303
Book / Page	9051 / 303
Map Reference	MB 14 FO 45
Instrument Date	Oct 27, 2025
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 DEER CROSS CT, REISTERSTOWN, MD 21136-5907

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	14 SERF PL, OCEAN PINES, MD 21811-1665
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078170496
Date	Nov 02, 2020
Book Page	7817/496

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 01, 2050

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 15, 2019
Property Address	14 SERF PL, OCEAN PINES, MD 21811-1665
Document Number	0073970454
Book / Page	7397 / 454
Map Reference	MB FWH14 FO 45
Instrument Date	Apr 08, 2019
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	BRENNAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DEER CROSS CT, REISTERSTOWN, MD 21136-5907

Mortgage

Document Number	0007397460
Date	Apr 15, 2019
Instrument	7397/460

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,300 (+8.49%)	$318,400 (-) Land $91,800 Building $226,600
2025	$2,512.00 (+15.49%)	$272,200 (+19.72%)	$318,400 (+27.82%) Land $91,800 Building $226,600
2023	$2,175.00	$227,367	$249,100 Land $87,800 Building $161,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479511012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 62 individual NFIP policies nearby
Nearby Flood Policies	62 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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