20 School St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 20 School St, Westfield, MA 01085

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2,880 sqft · built 1910
Lot Size	0.033 acres (1,440 sqft)
Owner	Company Name on Record
Last Sale	$204,500 (Jun 2018)
Tax Bill	$1,574 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`WFLD M:55 L:9`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:55 L:9`
Alternative APN	`M:329055 B:00009 L:00000`

Interior

Stories	2 Stories
Building Area	2,880 sqft Total Area
Gross Area	4,320 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	1,440 sqft (0.033 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	20 SCHOOL ST
City	WESTFIELD
State	MA
Zip	01085-2808
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	CR
Legal Lot Number	9
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2013
Census Tract	812702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westfield Center Historic District listed 2013 · 502 contributing resources · NRIS 13000441

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	444A N MAIN ST, EAST LONGMEADOW, MA 01028-1845
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Warranty Deed, Transfer FLORENCE BK
Jun 15, 2018	Warranty Deed, Transfer · Conventional Mortgage FLORENCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Prior Sale	Mar 23, 2010 · Amount on Record
Deed Book / Page	22220 / 442
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTFIELD MA
Recording Date	Jan 6, 2020
Property Address	20 SCHOOL ST, WESTFIELD, MA 01085-2808
Document Number	23033-598
Book / Page	023033 / 000598
Instrument Date	Jan 2, 2020
Instrument	637
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	444A N MAIN ST #315 EAST LONGMEADOW MA 010281812, 315, EAST LONGMEADOW, MA 01028-1812

Mortgage

Document Number	23033-600
Date	Jan 6, 2020
Book Page	023033/000600
Instrument	638

Lender

Name	FLORENCE BK

Agreement

Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTFIELD MA
Recording Date	Jun 15, 2018
Property Address	20 SCHOOL ST, WESTFIELD, MA 01085-2808
Document Number	22220-442
Book / Page	022220 / 000442
Instrument Date	Jun 13, 2018
Instrument	33524
Transaction Type	Transfer
Record Updated	Jul 6, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.92
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36 SPRING ST AGAWAM MA 010011233, AGAWAM, MA 01001-1233

Mortgage

Document Number	22220-445
Date	Jun 15, 2018
Book Page	022220/000445
Instrument	33525

Lender

Name	FLORENCE BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	22220-479,
Date	Jun 15, 2018
Book Page	022220/000479
Instrument	33529

Lender

Name	BONAVITA SERGIO

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,574.00	$105,400 (-43.76%) Land $18,900 Building $86,500	$304,036 (-10.38%)
2025		$187,400 (+19.9%) Land $30,600 Building $156,800	$339,245 (+12.58%)
2024			$301,340
2023		$156,300 Land $26,500 Building $129,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

20 School St, Westfield, MA 01085 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on School St

Nearby Streets

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