20 Saint James Dr, Webster, NY 14580 Property Records

Monroe County and Penfield Town property record for 20 Saint James Dr, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,840 sqft · built 1971
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Oct 2011)
Tax Bill	$6,290 (2026)
Deeds & Mortgages	Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`264200 093.15-1-17`

Property Details

APN / Parcel Number

Primary APN	`264200 093.15-1-17`
Alternative APNs	`42000931500001017000` `00389110000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,840 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	832 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	214 ft deep x 205 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	558 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00389110000
Street Address	20 SAINT JAMES DR
City	WEBSTER
State	NY
Zip	14580-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	0066-13-04 PEN CREEK 3 L19 01
Legal Block	1
Legal Lot Number	17.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	2
Census Block	2010
Census Tract	11507

Owner

20 Saint James Dr is owned and occupied by an individual who bought it in October 2011.

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	20 SAINT JAMES DR, WEBSTER, NY 14580-2230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2011 · Amount on File
Deed Sale	Oct 17, 2011 · Amount on File
Deed Document Number	2011952
Deed Book / Page	11052 / 390
Prior Transfer Date	Feb 4, 2011
Prior Transfer Doc	0000000226
Record Updated	Oct 29, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	20 SAINT JAMES DR, WEBSTER, NY 14580-2230
Document Number	0000000498
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SAINT JAMES DR WEBSTER NY 145802230, WEBSTER, NY 14580-2230

Mortgage

Document Number	0000000498
Date	Oct 22, 2018
Book Page	027805/000273
Instrument	498

Lender

Name	DAVID W GALLOWAY
Address	1399 MONROE AVE, ROCHESTER, NY 14618-1005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 21, 2023

Interest

Rate	10%

Tax Assessment & Valuation

The 2026 property tax bill for 20 Saint James Dr was $6,290 with a homeowner's exemption, up 17.3% from the year before.

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,290.00 (+17.26%) Homeowner's exemption
2025	$5,364.00	$210,600 Land $45,600 Building $165,000	$280,800 Land $60,800 Building $220,000
2023		$210,600 (-) Land $45,600 Building $165,000	$224,000 (+6.36%) Land $48,501 Building $175,499
2022		$210,600 Land $45,600 Building $165,000	$210,600 Land $45,600 Building $165,000
2021	$5,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Saint James Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Saint James Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20