Monroe County and Penfield Town property record for 13 Saint James Dr, Webster, NY 14580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,878 sqft · built 1972 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $171,000 (Sep 2012) |
| Tax Bill | $6,731 (2026) |
| Deeds & Mortgages | Jul 2021 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 264200 093.15-1-32 |
| Primary APN | 264200 093.15-1-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,878 sqft Living Area |
| 1st Floor Area | 928 sqft |
| 2nd Floor Area | 950 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 203 ft deep x 94.2 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 340 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00389112000 |
|---|---|
| Street Address | 13 SAINT JAMES DR |
| City | WEBSTER |
| State | NY |
| Zip | 14580-2229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-20 |
| Legal Description | 0066-13-04 PEN CREEK 3 L22 01 |
| Legal Subdivision | PEN CREEK COLONY SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 32.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | PENFIELD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11507 |
Source: Monroe County and Penfield Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 SAINT JAMES DR, WEBSTER, NY 14580-2229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Line of Credit GENESEE REGIONAL BANK |
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PREMIUM MTG |
| Aug 23, 2019 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2012 · Amount on Record |
| Deed Sale | Sep 12, 2012 · Amount on Record |
| Prior Sale | Jan 5, 2004 · Amount on Record |
| Deed Document Number | 2012297 |
| Deed Book / Page | 11165 / 483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 13 SAINT JAMES DR, WEBSTER, NY 14580-2229 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 13 SAINT JAMES DR, WEBSTER, NY 14580-2229 |
| Document Number | 0000000559 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 29319/559 |
| Instrument | 202107120425 |
| Name | GENESEE REGIONAL BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | OAKS CORNERS, NY 14518 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 13 SAINT JAMES DR, WEBSTER, NY 14580-2229 |
| Document Number | 0000000698 |
| Instrument Date | Jan 13, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | ABAR ABSTRACT, ABAR ABS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13 SAINT JAMES DR WEBSTER NY 145802229, WEBSTER, NY 14580-2229 |
| Document Number | 0000000698 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 028984/000634 |
| Instrument | 698 |
| Name | PREMIUM MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, NY 14618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 20, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 13 SAINT JAMES DR, WEBSTER, NY 14580-2229 |
| Document Number | 0000000842 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2019 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 13 SAINT JAMES DR WEBSTER NY 145802229, WEBSTER, NY 14580-2229 |
| Document Number | 0000000842 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 028278/000102 |
| Instrument | 842 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Penfield Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,731.00 (+7.87%) | ||
| 2025 | $6,240.00 (+9.78%) | $225,200 (+5.63%) Land $44,900 Building $180,300 | $300,300 (+32.41%) Land $59,873 Building $240,427 |
| 2023 | $213,200 (-) Land $44,900 Building $168,300 | $226,800 (+6.38%) Land $47,764 Building $179,036 | |
| 2022 | $213,200 Land $44,900 Building $168,300 | $213,200 Land $44,900 Building $168,300 | |
| 2021 | $5,684.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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