Harford County property record for 20 S Main St, Bel Air, MD 21014
| Property Type | Commercial Office |
|---|---|
| Details | 1,443 sqft · built 1900 |
| Lot Size | 0.036 acres (1,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $165,000 (Jun 2003) |
| Tax Bill | $3,063 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-014673 |
| Primary APN | 03-014673 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,443 sqft Total Area |
| 1st Floor Area | 1,443 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Brick |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Flat |
| Lot Area | 1,560 sqft (0.036 acres) |
| Lot Dimensions | 120 ft deep x 13 ft wide |
| Heating System | Heat Pump |
|---|---|
| Water Source | Commercial |
| Account Number | 014673 |
|---|---|
| Street Address | 20 S MAIN ST |
| City | BEL AIR |
| State | MD |
| Zip | 21014-3703 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | B2 |
| Legal Description | LOT 13X120 20 S MAIN STREET BEL AIR |
| Legal Subdivision | BEL AIR |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 303801 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bel Air Courthouse Historic District listed 1985 · 20 contributing resources · NRIS 85001617 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
20 S Main St, a commercial property, is owned by a company that bought it in June 2003.
Source: Harford County records, as of September 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 56, BEL AIR, MD 21014-0056 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2003 · Amount on File |
| Deed Sale | Jun 26, 2003 · Amount on File |
| Prior Sale | Jul 20, 1982 · Amount on File |
| Deed Document Number | 2003406 |
| Deed Book / Page | 4695 / 478 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 20 S Main St was $3,063, up 3.3% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Bel Air Town |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,063.00 (+3.31%) | $321,333 | $329,800 Land $196,800 Building $133,000 |
| 2025 | $2,965.00 | ||
| 2023 | $305,033 | $317,100 Land $196,800 Building $120,300 | |
| 2022 | $2,850.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 units insured incl. 4 condo units |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures