12 S Main St, Bel Air, MD 21014 Property Records

Harford County property record for 12 S Main St, Bel Air, MD 21014

Property Summary

Property TypeRestaurant
Details2,894 sqft · built 1900
Lot Size0.047 acres (2,048 sqft)
OwnerCompany Name on File
Last Sale$250,000 (Jun 2003)
Tax Bill$5,233 (2026)
Deeds & MortgagesFeb 2019 Sale
Flood ZoneZone X (minimal risk)
APN03-010414

Property Details

APN / Parcel Number

Primary APN03-010414
Alternative APNs
  • 3010414
  • 010414

Interior

Stories2 Stories
Building Area2,894 sqft Total Area
1st Floor Area2,894 sqft
Basement Area480 sqft
Unfinished Basement480 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Fire ResistanceWood or Wood & Steel Frame
Lot Area2,048 sqft (0.047 acres)

Exterior Amenities

Deck AreaDeck Area
Patio Area48 sqft
Shed1 Shed
Shed Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number010414
Street Address12 S MAIN ST
CityBEL AIR
StateMD
Zip21014-3703
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeB2
Legal DescriptionLOT 0.044 AC 12 S MAIN STREET BEL AIR
Legal SubdivisionBEL AIR
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group1
Census Block1009
Census Tract303801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Bel Air Courthouse Historic District
listed 1985 · 20 contributing resources · NRIS 85001617

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

12 S Main St, a commercial property, is owned by a company that bought it in June 2003.

Source: Harford County records, as of August 25, 2026

Owner of RecordCompany Name on File
Mailing Address12 S MAIN ST, BEL AIR, MD 21014-3703
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2003 · Amount on File
Deed SaleJun 19, 2003 · Amount on File
Prior SaleMay 31, 1985 · Amount on File
Deed Document Number2003396
Deed Book / Page4675 / 622
Record UpdatedOct 29, 2026

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateFeb 1, 2019
Property Address12 S MAIN ST, BEL AIR, MD 21014-3703
Document Number0131430090
Book / Page013143 / 000090
Instrument DateJan 22, 2019
Transaction TypeTransfer
Record UpdatedFeb 12, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12 S MAIN ST BEL AIR MD 210143703, BEL AIR, MD 21014-3703

Tax Assessment & Valuation

The 2026 property tax bill for 12 S Main St was $5,233, up 5.3% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
MunicipalityBel Air Town
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,233.00 (+5.29%)$548,967$571,900 Land $211,400 Building $360,500
2025$4,970.00
2023$505,300$537,500 Land $211,400 Building $326,100
2022$4,663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 units insured
incl. 4 condo units
Nearby Flood Claims1 (1999)
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARYLAND AMERICAN WATER COMPANY
private · serves 13,200 people · EPA ID MD0120003
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on S Main St

Nearby Streets

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