Lucas County property record for 20 S 3rd St, Waterville, OH 43566
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,565 sqft · built 1961 |
| Lot Size | 0.236 acres (10,320 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $4,332 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 96-11327 |
| Primary APN | 96-11327 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,565 sqft Gross Area |
| Year Built | Built 1961 |
|---|---|
| Lot Area | 10,320 sqft |
| Lot Width | 66 ft Width |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 20 S 3RD ST |
|---|---|
| City | WATERVILLE |
| State | OH |
| Zip | 43566 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | 39-C2 |
| Legal Description | WATERVILLE VILLAGE LOT 129 |
| Legal Subdivision | WATERVILLE VILLAGE |
| Legal Lot Number | 129 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | ROCHE DE BOEUF |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 8906 |
20 S 3rd St, a commercial property, is owned by a company.
Source: Lucas County records, as of February 16, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 404 MAIN ST, DELTA, OH 43515-1350 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 20 S 3rd St was $4,332, up 5% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Waterville City |
| Unified School District | Anthony Wayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,332.00 (+4.99%) | $64,645 (-) Land $12,810 Building $51,835 | |
| 2024 | $4,126.00 (-20.9%) | $64,645 (-9.37%) Land $12,810 Building $51,835 | $184,700 Land $36,600 Building $148,100 |
| 2023 | $5,216.00 (+0.33%) | $71,330 (-) Land $4,165 Building $67,165 | |
| 2022 | $5,199.00 | $71,330 Land $4,165 Building $67,165 | |
| 2021 | $203,800 Land $11,900 Building $191,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 S 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVILLE CITY serves 6,500 people · EPA ID OH4801503 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Buckeye Cablesystem Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Amplex Wireless.
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