11 S 3rd St, Waterville, OH 43566 Property Records

Lucas County property record for 11 S 3rd St, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,196 sqft · built 1887
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,900 (Sep 2001)
Tax Bill	$2,321 (2025)
Deeds & Mortgages	Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96-11111`

Property Details

APN / Parcel Number

Primary APN	`96-11111`
Alternative APN	`46011007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,196 sqft Living Area
1st Floor Area	710 sqft
2nd Floor Area	486 sqft
Basement Area	210 sqft

Exterior

Year Built	Built 1887
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	3,500 sqft (0.08 acres)
Lot Dimensions	66 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	124 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11 S 3RD ST
City	WATERVILLE
State	OH
Zip	43566-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-C2
Legal Description	WATERVILLE VILLAGE LOT 104 S 52.50 FT
Legal Subdivision	WATERVILLE VILLAGE
Legal Lot Number	104
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1011
Census Tract	8906

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 S 3RD ST, WATERVILLE, OH 43566-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2001 · Amount on Record
Deed Sale	Sep 12, 2001 · Amount on Record
Deed Document Number	1107820
Deed Book / Page	0100501 / C05
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	11 S 3RD ST, WATERVILLE, OH 43566-1414
Transaction Type	Mortgage
Record Updated	Dec 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 S 3RD ST, WATERVILLE, OH 43566-1414

Mortgage

Document Number	0000049472
Date	Nov 17, 2022
Instrument	202211170049472

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	255 Months
Due	Feb 1, 2044

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,321.00 (+5.21%)	$45,535 (-) Land $8,995 Building $36,540
2024	$2,206.00 (-11.3%)	$45,535 (-) Land $8,995 Building $36,540	$130,100 (-) Land $25,700 Building $104,400
2023	$2,487.00 (-0.96%)	$45,535 (-) Land $3,395 Building $42,140
2022	$2,511.00 Homeowner's exemption	$45,535 Land $3,395 Building $42,140
2021			$130,100 Land $9,700 Building $120,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless.

Nearby Properties on S 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures