20 Ryans Cir, Covington, GA 30016 Property Records

Newton County property record for 20 Ryans Cir, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,340 sqft · built 2003
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,000 (Mar 2018)
Tax Bill	$2,626 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0009A-00000-049-000`

Property Details

APN / Parcel Number

Primary APN	`0009A-00000-049-000`
Alternative APNs	`0009A 049` `2759`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,340 sqft Heated Area
1st Floor Area	1,340 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Deck Area	110 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2759
Street Address	20 RYANS CIR
City	COVINGTON
State	GA
Zip	30016-9039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 51 AUTUMN WOODS PH1
Legal Subdivision	AUTUMN WOODS
Legal Phase	1
Legal Lot Number	51
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3005
Census Tract	100904

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 RYANS CIR, COVINGTON, GA 30016-9039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Apr 2, 2018	Grant Deed, Transfer · FHA Mortgage BRAND MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2018 · Amount on Record
Deed Sale	Mar 26, 2018 · Amount on Record
Prior Sale	Dec 17, 2004 · Amount on Record
Deed Document Number	20181232
Deed Book / Page	3683 / 169
Prior Transfer Date	Apr 14, 2008
Prior Transfer Doc	0025990107
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 RYANS CIR, COVINGTON, GA 30016-9039
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RYANS CIR, COVINGTON, GA 30016-9039

Mortgage

Document Number	0043710000000735
Date	Apr 8, 2022
Book Page	0000004371/0000000735
Instrument	006535

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 2, 2018
Property Address	20 RYANS CIR, COVINGTON, GA 30016-9039
Document Number	0036830169
Book / Page	003683 / 000169
Instrument Date	Mar 26, 2018
Instrument	3883
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 RYANS CIR COVINGTON GA 300169039, COVINGTON, GA 30016-9039

Mortgage

Document Number	36830170
Date	Apr 2, 2018
Book Page	003683/000170
Instrument	3884

Lender

Name	BRAND MTG
Type	Mortgage Company
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,626.00 (+25.11%) Homeowner's exemption	$109,720 (+16.48%) Land $15,200 Building $94,520	$274,300 (+16.48%) Land $38,000 Building $236,300
2023		$94,200 Land $8,000 Building $86,200	$235,500 Land $20,000 Building $215,500
2022	$2,099.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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