15 Ryans Cir, Covington, GA 30016 Property Records

Newton County property record for 15 Ryans Cir, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,419 sqft · built 2003
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individuals on Record
Last Sale	$100,000 (Nov 2018)
Tax Bill	$2,675 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0009A-00000-052-000`

Property Details

APN / Parcel Number

Primary APN	`0009A-00000-052-000`
Alternative APNs	`0009A 052` `2762`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,419 sqft Heated Area
1st Floor Area	1,419 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2762
Street Address	15 RYANS CIR
City	COVINGTON
State	GA
Zip	30016-9039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 54 AUTUMN WOODS PH1
Legal Subdivision	AUTUMN WOODS
Legal Phase	1
Legal Lot Number	54
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3005
Census Tract	100904

Owner

Source: Newton County assessment roll, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	15 RYANS CIR, COVINGTON, GA 30016-9039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Nov 26, 2018	Grant Deed, Transfer SHARON M LEDUC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2018 · Amount on Record
Deed Sale	Nov 20, 2018 · Amount on Record
Prior Sale	Jul 21, 2003 · Amount on Record
Deed Document Number	20184625
Deed Book / Page	3774 / 315
Last Transfer Date	Nov 27, 2024
Transfer Doc	0046790692
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	15 RYANS CIR, COVINGTON, GA 30016-9039
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RYANS CIR, COVINGTON, GA 30016-9039

Mortgage

Document Number	0045430000000326
Date	Aug 25, 2023
Book Page	0000004543/0000000326

Lender

Name	LOANDEPOT

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	15 RYANS CIR, COVINGTON, GA 30016-9039
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RYANS CIR, COVINGTON, GA 30016-9039

Mortgage

Document Number	0043450000000274
Date	Feb 17, 2022
Book Page	0000004345/0000000274
Instrument	003019

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 26, 2018
Property Address	15 RYANS CIR, COVINGTON, GA 30016-9039
Document Number	0037740315
Book / Page	003774 / 000315
Instrument Date	Nov 20, 2018
Instrument	14302
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 RYANS CIR COVINGTON GA 300169039, COVINGTON, GA 30016-9039

Mortgage

Document Number	37740316
Date	Nov 26, 2018
Book Page	003774/000316
Instrument	14303

Lender

Name	SHARON M LEDUC
Address	252 EMILY CIR NW, MILLEDGEVILLE, GA 31061-6993
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2033

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,675.00 (+26.06%) Homeowner's exemption	$111,800 (+16.8%) Land $15,200 Building $96,600	$279,500 (+16.8%) Land $38,000 Building $241,500
2023		$95,720 Land $8,000 Building $87,720	$239,300 Land $20,000 Building $219,300
2022	$2,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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