Middlesex County and Cranbury Township property record for 20 Ryan Rd, Cranbury, NJ 08512
| Property Type | Single Family Home |
|---|---|
| Details | 1,810 sqft · built 1960 |
| Lot Size | 0.516 acres (22,455 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $755,000 (Sep 2025) |
| Tax Bill | $7,842 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00026-0000-00044 |
| Primary APN | 02-00026-0000-00044 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,810 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Stucco |
| Lot Area | 22,455 sqft (0.516 acres) |
| Lot Dimensions | 218 ft deep x 103 ft wide |
| Street Address | 20 RYAN RD |
|---|---|
| City | CRANBURY |
| State | NJ |
| Zip | 08512-3314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | V/HR |
| Legal Description | 103 X 218 |
| Legal Subdivision | CRANBURY ESTATES SEC 03 |
| Legal Block | 26 |
| Legal Lot Number | 44 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | CRANBURY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 8700 |
Source: Middlesex County and Cranbury Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 RYAN RD, CRANBURY, NJ 08512-3314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Sep 15, 2025 | Deed, Transfer · Conventional Mortgage HMA MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Prior Sale | Feb 24, 2016 · Amount on Record |
| Deed Document Number | 202555300 |
| Deed Book / Page | 19822 / 1329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 20 RYAN RD, CRANBURY, NJ 08512-3314 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0000029931 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 18316/1433 |
| Instrument | 2021029931 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Sep 15, 2025 |
| Property Address | 20 RYAN RD, CRANBURY, NJ 08512-3314 |
| Document Number | 0000055300 |
| Book / Page | 19822 / 1329 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 2025055300 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,828.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 BRANDYWINE RD, PEMBERTON, NJ 08068-1307 |
| Name | Verified Name |
|---|---|
| Address | 20 RYAN RD, CRANBURY, NJ 08512-3314 |
| Document Number | 0000055301 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 2025055301 |
| Name | HMA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Middlesex County and Cranbury Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Cranbury Township |
| Unified School District | Cranbury Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $427,100 (-) Land $213,900 Building $213,200 | $427,100 (-) Land $213,900 Building $213,200 | |
| 2025 | $7,842.00 (+0.11%) | $427,100 (-) Land $213,900 Building $213,200 | $427,100 (-) Land $213,900 Building $213,200 |
| 2024 | $7,833.00 (+2.93%) | ||
| 2023 | $427,100 Land $213,900 Building $213,200 | $427,100 Land $213,900 Building $213,200 | |
| 2022 | $7,610.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 29 (1979–2021) |
| Claims Outside the SFHA | 9 of 29 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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