20 Ruth Ct, Lafayette, CA 94549 Property Records

Contra Costa County property record for 20 Ruth Ct, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,106 sqft · built 1950
Lot Size	0.344 acres (15,000 sqft)
Owner	Company Name on Record
Last Sale	$863,000 (Jan 2016)
Tax Bill	$13,368 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`185-400-028-6`

Property Details

APN / Parcel Number

Primary APN	`185-400-028-6`
Alternative APN	`185-400-028`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,106 sqft Living Area
1st Floor Area	1,336 sqft
Basement Area	770 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	20 RUTH CT
City	LAFAYETTE
State	CA
Zip	94549-6060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUN VALLEY ESTATES POR LOT 330
Legal Subdivision	SUN VALLEY ESTATES
Legal Lot Number	330
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3007
Census Tract	341000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20 RUTH CT, LAFAYETTE, CA 94549-6060
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2016 · Amount on Record
Deed Sale	Jan 28, 2016 · Amount on Record
Prior Sale	Jul 20, 2005 · Amount on Record
Deed Document Number	201615418
Last Transfer Date	Jul 10, 2020
Transfer Doc	0000150374
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	20 RUTH CT, LAFAYETTE, CA 94549-6060
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RUTH CT, LAFAYETTE, CA 94549-6060

Mortgage

Document Number	0000205314
Date	Jul 21, 2021
Instrument	2021-205314

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 23, 2020
Property Address	20 RUTH CT, LAFAYETTE, CA 94549-6060
Document Number	0000150374
Instrument Date	Jul 10, 2020
Instrument	150374
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20 RUTH CT LAFAYETTE CA 945496060, LAFAYETTE, CA 94549-6060

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,061,913 (+2%) Land $800,550 Building $261,363
2025	$13,368.00 (+3.62%) Homeowner's exemption	$1,041,092 (+4.04%) Land $784,853 Building $256,239
2023	$12,901.00 (+1.57%) Homeowner's exemption	$1,000,667 Land $754,377 Building $246,290
2022	$12,702.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Etheric Networks.

Nearby Properties on Ruth Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures