11 Ruth Ct, Lafayette, CA 94549 Property Records

Contra Costa County property record for 11 Ruth Ct, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,381 sqft · built 1950
Lot Size	0.432 acres (18,800 sqft)
Owner	2 Company Names on Record
Last Sale	$385,000 (Sep 1998)
Tax Bill	$12,920 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`185-400-013-8`

Property Details

APN / Parcel Number

Primary APN	`185-400-013-8`
Alternative APN	`185-400-013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,381 sqft Living Area
1st Floor Area	1,926 sqft
Basement Area	1,455 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Lot Area	18,800 sqft (0.432 acres)
Lot Dimensions	230 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	11 RUTH CT
City	LAFAYETTE
State	CA
Zip	94549-6060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUN VALLEY ESTATES LOT 327
Legal Subdivision	SUN VALLEY ESTATES
Legal Lot Number	327
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3007
Census Tract	341000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	11 RUTH CT, LAFAYETTE, CA 94549-6060
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Intrafamily Transfer, Transfer
Jun 11, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 1998 · Amount on Record
Deed Sale	Sep 11, 1998 · Amount on Record
Deed Document Number	1998219692
Prior Transfer Date	Dec 2, 1993
Prior Transfer Doc	0000352077
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 30, 2025
Property Address	11 RUTH CT, LAFAYETTE, CA 94549-6060
Document Number	0000144867
Map Reference	MB 28 PG 27
Instrument Date	Dec 22, 2025
Instrument	2025- 144867
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 RUTH CT, LAFAYETTE, CA 94549-6060

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	11 RUTH CT, LAFAYETTE, CA 94549-6060
Document Number	0000121381
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 RUTH CT LAFAYETTE CA 945496060, LAFAYETTE, CA 94549-6060

Mortgage

Document Number	0000121381
Date	Jun 23, 2020
Instrument	121381

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	11 RUTH CT, LAFAYETTE, CA 94549-6060
Document Number	0000031077
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Feb 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 RUTH CT LAFAYETTE CA 945496060, LAFAYETTE, CA 94549-6060

Mortgage

Document Number	0000031077
Date	Feb 17, 2017
Instrument	31077

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,019,850 (+2%) Land $327,794 Building $692,056
2025	$12,920.00 (+3.63%) Homeowner's exemption	$999,854 (+4.04%) Land $321,367 Building $678,487
2023	$12,468.00 (+1.57%) Homeowner's exemption	$961,031 Land $308,889 Building $652,142
2022	$12,275.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Etheric Networks.

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