20 Rustic Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 20 Rustic Rd, Ridgefield, CT 06877 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,052 sqft · built 1971
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Jul 2022)
Tax Bill	$10,273 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`F080118`

Property Details

APN / Parcel Number

Primary APN	`F080118`
Alternative APN	`RIDG M:F08 B:0118`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,052 sqft Living Area
Basement Area	912 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1997
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	F080118
Street Address	20 RUSTIC RD
City	RIDGEFIELD
State	CT
Zip	06877-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	118
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1016
Census Tract	245200

Owner

Source: Ridgefield Town records · APN F080118

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 RUSTIC RD, RIDGEFIELD, CT 06877-2233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 05, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Jun 20, 2017	Deed of Trust, Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 05, 2022 · Amount on Record
Deed Sale	Jul 05, 2022 · Amount on Record
Prior Sale	Aug 24, 2010 · Amount on Record
Deed Book / Page	1145 / 268
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Jul 05, 2022
Property Address	20 RUSTIC RD, RIDGEFIELD, CT 06877-2233
Document Number	001145-268
Book / Page	1145 / 268
Instrument Date	Jul 01, 2022
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 RUSTIC RD, RIDGEFIELD, CT 06877-2233

Mortgage

Document Number	0001145270
Date	Jul 05, 2022
Instrument	1145/270

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	20 RUSTIC RD, RIDGEFIELD, CT 06877-2233
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1049-209
Date	Jun 20, 2017
Book Page	1049/209

Lender

Name	UNITED BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Ridgefield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,273.00	$375,060 (-) Land $164,150 Building $210,910	$262,542 Land $114,905 Building $147,637
2024	$10,273.00 (+6.13%)
2023	$9,680.00 (+57.83%)	$375,060 (+73.86%) Land $164,150 Building $210,910
2022	$6,133.00	$215,720 Land $105,520 Building $110,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09001C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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