18 Rustic Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 18 Rustic Rd, Ridgefield, CT 06877 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,029 sqft · built 1941
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Jun 2025)
Tax Bill	$9,560 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jun 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`F080117`

Property Details

APN / Parcel Number

Primary APN	`F080117`
Alternative APN	`RIDG M:F08 B:0117`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,029 sqft Living Area
Basement Area	805 sqft
Unfinished Basement	805 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	F080117
Street Address	18 RUSTIC RD
City	RIDGEFIELD
State	CT
Zip	06877-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	117
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1016
Census Tract	245200

Owner

Source: Ridgefield Town records · APN F080117

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 RUSTIC RD, RIDGEFIELD, CT 06877-2233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jun 30, 2025	Warranty Deed, Transfer
Jan 02, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Nov 16, 2018	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Nov 16, 2018 · Amount on Record
Deed Book / Page	1179 / 892
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	18 RUSTIC RD, RIDGEFIELD, CT 06877-2233
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001122-935
Date	Jun 11, 2021
Book Page	1122/935

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2041

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Jun 30, 2025
Property Address	18 RUSTIC RD, RIDGEFIELD, CT 06877-2233
Document Number	001179-892
Book / Page	1179 / 892
Instrument Date	Jun 27, 2025
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	18 RUSTIC RD, RIDGEFIELD, CT 06877-2233
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1084-644
Date	Jan 02, 2020
Book Page	1084/644

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Nov 16, 2018
Property Address	18 RUSTIC RD, RIDGEFIELD, CT 06877-2233
Document Number	1068-243
Book / Page	001068 / 000243
Instrument Date	Nov 16, 2018
Transaction Type	Transfer
Record Updated	Dec 12, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 RUSTIC RD RIDGEFIELD CT 068772233, RIDGEFIELD, CT 06877-2233

Mortgage

Document Number	1068-246
Date	Nov 16, 2018
Book Page	001068/000246

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Tax Assessment & Valuation

Source: Ridgefield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,560.00	$349,020 (-) Land $164,150 Building $184,870	$244,314 Land $114,905 Building $129,409
2024	$9,560.00 (+6.13%)
2023	$9,008.00 (+12.39%)	$349,020 (+23.81%) Land $164,150 Building $184,870
2022	$8,015.00	$281,910 Land $117,250 Building $164,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09001C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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