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20 Ruby St, Rockwell, NC 28138 Property Records

Rowan County property record for 20 Ruby St, Rockwell, NC 28138 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1.5 Baths
Year BuiltBuilt 1998
Square Footage1,530 sqft Living Area
Lot Size19,166 sqft (0.44 acres)
Garage576 sqft
OccupancyOwner Occupied
Last Sale$243,500 (2026)
Tax Bill$1,000.00 (2025)

Property Details

APN / Parcel Number

Primary APN422A101
Alternative APN
  • 707949

Interior

Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,530 sqft Living Area
1st Floor1,013 sqft 1st Floor
Basement Area517 sqft Basement
Finished Basement517 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl Exterior
Lot Area19,166 sqft (0.44 acres)
Garage Area576 sqft Garage
Porch1 Porch
Porch Area24 sqft Porch
Storage BuildingStorage Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Street Address20 RUBY ST
CityROCKWELL
StateNC
Zip28138-9525
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL22
Legal SubdivisionHAPPY HOLLOW
JurisdictionROWAN NC
Minor Civil DivisionLITAKER
Census Blockgroup3
Census Block3008
Census Tract51101

Owner

Source: Rowan County records · APN 422A101

Assessment roll updated August 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 RUBY ST, ROCKWELL, NC 28138-9525
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
KEYSTONE FUNDING
Dec 14, 2018Warranty Deed, Transfer
CONSUMER R/E FIN
Dec 14, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 09, 2026 · Amount on Record
Deed SaleJun 09, 2026 · Amount on Record
Prior SaleDec 14, 2018 · Amount on Record
Deed Doc Number2026
Deed Book / Page1484 / 787
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJun 09, 2026
Property Address20 RUBY ST, ROCKWELL, NC 28138-9525
Document Number1484000787
Book / Page1484 / 787
Instrument DateJun 09, 2026
Transaction TypeTransfer
Record UpdatedJun 17, 2026
Title CompanyBNH TITLE, NH TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$49,187.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 RUBY ST, ROCKWELL, NC 28138-9525

Mortgage

Document Number1484000788,
DateJun 09, 2026
Book Page1484/788
Lender
NameKEYSTONE FUNDING
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.23%
Max Rate-1%

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateDec 14, 2018
Property Address20 RUBY ST, ROCKWELL, NC 28138-9525
Document Number0013200253
Book / Page001320 / 000253
Instrument DateDec 14, 2018
Transaction TypeTransfer
Record UpdatedDec 31, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$206.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address20 RUBY ST ROCKWELL NC 281389525, ROCKWELL, NC 28138-9525

Mortgage

Document Number13200254
DateDec 14, 2018
Book Page001320/000254
Lender
NameCONSUMER R/E FIN
TypeFunding / Finance Company
AddressFT LAUDERDALE, FL 33301
Agreement
AmountAmount Recorded
Term360 Months
DueDec 13, 2048

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROWAN NC
Recording DateDec 14, 2018
Property Address20 RUBY ST, ROCKWELL, NC 28138-9525
Document Number0013200255
Book / Page001320 / 000255
Instrument DateDec 14, 2018
Transaction TypeTransfer
Record UpdatedDec 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address20 RUBY ST ROCKWELL NC 281389525, ROCKWELL, NC 28138-9525

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,000.00$149,323 (-) Land $29,500 Building $119,823
2023$1,000.00$149,323 Land $29,500 Building $119,823$149,323 Land $29,500 Building $119,823

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 32% of the US · above 43% of North Carolina
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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