10 Ruby St, Rockwell, NC 28138 Property Records

Rowan County property record for 10 Ruby St, Rockwell, NC 28138 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2015
Square Footage	1,697 sqft Living Area
Lot Size	0.439 acres
Garage	400 sqft
Occupancy	Owner Occupied
Last Sale	$250,000 (2023)
Tax Bill	$1,513.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`422A113`
Alternative APN	`706661`

Interior

Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	1,697 sqft Living Area
1st Floor	1,074 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Footing Foundation
Lot Area	19,166 sqft
Garage Area	400 sqft Garage
Porch	1 Porch
Porch Area	24 sqft Porch
Storage Building	Storage Building

Utilities and HVAC

Heating System	Radiant Heating

Location & Zoning

Account Number	706661
Street Address	10 RUBY ST
City	ROCKWELL
State	NC
Zip	28138-9525
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L23
Legal Subdivision	HAPPY HOLLOW MAP
Legal Lot Number	23
Jurisdiction	ROWAN NC
Minor Civil Division	LITAKER
Census Blockgroup	3
Census Block	3008
Census Tract	51101

Owner

Source: Rowan County records · APN 422A113

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10 RUBY ST, ROCKWELL, NC 28138-9525
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Deed Doc Number	0001420767
Deed Book / Page	1420 / 767
Record Refreshed	Jun 07, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 31, 2023
Property Address	10 RUBY ST, ROCKWELL, NC 28138-9525
Document Number	0014200767
Book / Page	1420 / 767
Map Reference	PG 1244
Instrument Date	Mar 22, 2023
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	134 MISS ELLIE LN, GASTONIA, NC 28056-7697

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RUBY ST, ROCKWELL, NC 28138-9525

Mortgage

Document Number	0001420768
Date	Mar 31, 2023
Instrument	1420/768

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	Apr 01, 2028
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year CMT
Max Rate	11.4%

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,513.00	$225,867 Land $29,500 Building $196,367	$225,867 Land $29,500 Building $196,367

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 43% of North Carolina
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.