20 River St, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 20 River St, Warwick, NY 10990 · Last verified May 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1931
Square Footage	2,177 sqft Living Area
Lot Size	19,166 sqft (0.44 acres)
Occupancy	Owner Occupied
Last Sale	$200 (2001)
Tax Bill	$7,565.00 (2024)

Owner

Source: Orange County and Warwick Town records · APN 43-1-24.21

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 RIVER ST, WARWICK, NY 10990-1416
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 21, 2001 · Amount on Record
Deed Sale	Jun 21, 2001 · Amount on Record
Deed Book / Page	5554 / 175
Record Refreshed	Jun 08, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Recording Date	Jul 22, 2019
Property Address	20 RIVER ST, WARWICK, NY 10990-1416
Book / Page	014596 / 001930
Instrument Date	Feb 28, 2019
Instrument	51327
Transaction Type	Mortgage
Record Updated	Aug 07, 2019
Title Company	ALL COUNTY TITLE/ESCROW, ALL CNTY TITLE/ESCROW

Transaction

Tax	$0.00
Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3414 STATE ROUTE 208 CAMPBELL HALL NY 109163510, CAMPBELL HALL, NY 10916-3510

Mortgage

Document Number	0000051327
Date	Jul 22, 2019
Book Page	014596/001930
Instrument	51327

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Orange County and Warwick Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Municipality	Warwick Village
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,300 (-) Land $10,000 Building $22,300	$384,500 (+10.11%)
2024	$7,565.00
2023		$32,300 (-) Land $10,000 Building $22,300	$349,200 (+17.3%) Land $108,111 Building $241,089
2022		$32,300 Land $10,000 Building $22,300	$297,700 Land $92,167 Building $205,533

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (36071C), updated September 26, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`43-1-24.21`
Alternative APNs	`548904300000010242100000` `335489 43-1-24.21`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Building Area	2,177 sqft Living Area
Gross Area	2,369 sqft Gross Area
1st Floor	956 sqft 1st Floor
2nd Floor	956 sqft 2nd Floor
Upper Floors	265 sqft Upper Floors
Attic Area	265 sqft Attic
Attic	1 Attic
Stories	2 Stories

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1931
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	19,166 sqft (0.44 acres)
Depth X Width	200 ft x 96 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	504 sqft Garage
Shed	1 Shed
Porch	Covered Porch
Porch Area	256 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	43-1-24.21
Street Address	20 RIVER ST
City	WARWICK
State	NY
Zip	10990-1416
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	LTS 31 32 34 & PT LT 33
Legal Subdivision	WARWICK BLDG ASSOCIATION
Legal Block	1
Legal Lot Number	24.21
Jurisdiction	ORANGE NY
Minor Civil Division	WARWICK
Census Blockgroup	3
Census Block	3012
Census Tract	14602