Worcester County and Sturbridge Town property record for 20 River Rd, Sturbridge, MA 01566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,576 sqft · built 1887 |
| Lot Size | 3.64 acres (158,558 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,463 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 545-03442-020 |
| Primary APN | 545-03442-020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,576 sqft Living Area |
| Gross Area | 3,256 sqft |
| Basement Area | 806 sqft |
| Unfinished Basement | 806 sqft |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1887 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 158,558 sqft (3.64 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 545-03442-020 |
|---|---|
| Street Address | 20 RIVER RD |
| City | STURBRIDGE |
| State | MA |
| Zip | 01566-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SUD |
| Legal Subdivision | CHARLES M MORSE SR & CAROLYN G |
| Legal Lot Number | 3442-20 |
| Jurisdiction | STURBRIDGE MA |
| Township / Civil Division | STURBRIDGE |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 758101 |
Source: Worcester County and Sturbridge Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 RIVER RD, STURBRIDGE, MA 01566-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sturbridge Town |
| Elementary School District | Sturbridge School District (PK - 06) |
| Secondary School District | Tantasqua School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,463.00 (+2.8%) | $350,200 (+4.98%) Land $97,500 Building $252,700 | $376,339 (-7.4%) |
| 2025 | $5,314.00 (+3.73%) | $333,600 (+7.37%) Land $94,000 Building $239,600 | $406,410 (+2.03%) |
| 2024 | $5,123.00 (+5.59%) | $310,700 (+15.72%) Land $92,000 Building $218,700 | $398,335 |
| 2023 | $4,852.00 | $268,500 Land $81,100 Building $187,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURBRIDGE WATER DEPARTMENT serves 4,746 people · EPA ID MA2287000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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