20 Ridgeway Rd, Hillsborough (Burlingame), CA 94010 Property Records

San Mateo County property record for 20 Ridgeway Rd, Hillsborough, CA 94010

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,520 sqft · built 1952
Lot Size	0.869 acres (37,846 sqft)
Owner	2 Individual Names on File
Last Sale	$4,300,000 (May 2025)
Tax Bill	$46,543 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-333-070`

Property Details

APN / Parcel Number

Primary APN	`031-333-070`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,520 sqft Living Area
Gross Area	3,750 sqft
1st Floor Area	1,810 sqft
2nd Floor Area	1,710 sqft
Basement Area	230 sqft
Family Room	Family Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	37,846 sqft (0.869 acres)
View / Lot	Corner
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20 RIDGEWAY RD
City	HILLSBOROUGH
State	CA
Zip	94010-6958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10025
Legal Description	LOT 60 HILLSBOROUGH PARK RSM 11/58 TO 61 TOWN OF HILLSBOROUGH
Legal Subdivision	HILLSBOROUGH PARK
Legal Lot Number	60
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1022
Census Tract	605700

Owner

20 Ridgeway Rd is owned and occupied by two individuals who bought it in May 2025.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 RIDGEWAY RD, HILLSBOROUGH, CA 94010-6958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage TRAVIS CU
Jan 15, 2021	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Nov 22, 2017	Intrafamily Transfer, Transfer · Line of Credit FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on File
Deed Sale	May 9, 2025 · Amount on File
Prior Sale	Jan 15, 2021 · Amount on File
Deed Document Number	202523022
Prior Transfer Date	Mar 4, 1996
Prior Transfer Doc	0000029149
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jan 12, 2026
Property Address	20 RIDGEWAY RD, HILLSBOROUGH, CA 94010-6958
Document Number	0000001501
Map Reference	MB 11 PG 58-61
Instrument Date	Jan 7, 2026
Instrument	2026-001501
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20 RIDGEWAY RD, HILLSBOROUGH, CA 94010-6958

Mortgage

Document Number	0000001502
Date	Jan 12, 2026
Instrument	2026-001502

Lender

Name	TRAVIS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	7.37%
Max Rate At Change	3.37%
Index	SOFR Average 30-Day
Max Rate	10.3%

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jan 15, 2021
Property Address	20 RIDGEWAY RD, HILLSBOROUGH, CA 94010-6958
Document Number	0000007465
Map Reference	MB 11 PG 58-61
Instrument Date	Jan 12, 2021
Instrument	2021-007465
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20 RIDGEWAY RD, HILLSBOROUGH, CA 94010-6958

Mortgage

Document Number	0000007466
Date	Jan 15, 2021
Instrument	2021-007466

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Nov 22, 2017
Property Address	20 RIDGEWAY RD, HILLSBOROUGH, CA 94010-6958
Document Number	0000104099
Map Reference	MAP11 PG58-61
Instrument Date	Nov 7, 2017
Instrument	2017-104099
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 RIDGEWAY RD, HILLSBOROUGH, CA 94010-6958

Mortgage

Document Number	0000104100
Date	Nov 22, 2017
Instrument	2017-104100

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 26, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 20 Ridgeway Rd was $46,543.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Hillsborough Town
Elementary School District	Hillsborough City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,386,000 (+20.95%) Land $3,315,000 Building $1,071,000
2025	$46,543.00 Homeowner's exemption	$3,626,146 Land $3,030,809 Building $595,337
2023	$44,807.00 (+4.23%) Homeowner's exemption	$3,485,340 Land $2,913,120 Building $572,220	$4,903,200
2022	$42,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Ridgeway Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (1992–1998)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 1998 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Ridgeway Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 11,766 people · EPA ID CA4110016
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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