185 Ridgeway Rd, Hillsborough (Burlingame), CA 94010 Property Records

San Mateo County property record for 185 Ridgeway Rd, Hillsborough, CA 94010

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,790 sqft · built 1981
Lot Size	0.351 acres (15,296 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,775,000 (Jan 2024)
Tax Bill	$49,131 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-343-040`

Property Details

APN / Parcel Number

Primary APN	`031-343-040`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,790 sqft Living Area
Gross Area	4,480 sqft
1st Floor Area	2,550 sqft
2nd Floor Area	1,240 sqft
Basement Area	690 sqft
Family Room	Family Room
Study	Study

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	15,296 sqft (0.351 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	185 RIDGEWAY RD
City	HILLSBOROUGH
State	CA
Zip	94010-6959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10025
Legal Description	LOT 4 MAP NO 1 HILLSBOROUGH GLEN RSM 21/26 TOWN OF HILLSBOROUGH
Legal Subdivision	MAP NO 1 HILLSBOROUGH GLEN
Legal Lot Number	4
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2011
Census Tract	605700

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 RIDGEWAY RD, HILLSBOROUGH, CA 94010-6959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
May 16, 2023	Grant Deed, Transfer LAWYERS TITLE
Sep 9, 2022	Grant Deed, Transfer NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on Record
Deed Sale	Jan 16, 2024 · Amount on Record
Prior Sale	May 16, 2023 · Amount on Record
Deed Document Number	20242206
Transfer Doc	0000116604
Record Updated	Sep 20, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jan 16, 2024
Property Address	185 RIDGEWAY RD, HILLSBOROUGH, CA 94010-6959
Document Number	0000002206
Map Reference	MB 21 PG 26
Instrument Date	Dec 22, 2023
Instrument	2024-002206
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,152.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	185 RIDGEWAY RD, HILLSBOROUGH, CA 94010-6959

Mortgage

Document Number	0000002207
Date	Jan 16, 2024
Instrument	2024-002207

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Feb 1, 2034
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Margin	3
Max Rate	11.3%

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 16, 2023
Property Address	185 RIDGEWAY RD, HILLSBOROUGH, CA 94010-6959
Document Number	0000022880
Map Reference	MB 21 PG 26
Instrument Date	Oct 5, 2022
Instrument	2023-022880
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$510.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4039 LAUREL VALLEY DR, POWELL, OH 43065-9839
Investor	Possibly a Property Investor

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 9, 2022
Property Address	185 RIDGEWAY RD, HILLSBOROUGH, CA 94010-6959
Document Number	0000066134
Map Reference	MB 21 PG 26
Instrument Date	Aug 26, 2022
Instrument	2022-066134
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Tax	$4,191.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	185 RIDGEWAY RD, HILLSBOROUGH, CA 94010-6959

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Hillsborough Town
Elementary School District	Hillsborough City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,927,510 (+2%) Land $2,314,890 Building $1,612,620
2025	$49,131.00 (+1.24%)	$3,850,500 (+1.06%) Land $2,269,500 Building $1,581,000
2023	$48,531.00 (+209.27%)	$3,810,000 Land $2,585,000 Building $1,225,000
2022	$15,692.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 11,766 people · EPA ID CA4110016
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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