Middlesex County and Billerica Town property record for 20 Ridgeway Ave, Billerica, MA 01821
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,348 sqft · built 1914 |
| Lot Size | 0.517 acres (22,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (May 2002) |
| Tax Bill | $6,204 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | BILL M:0091 B:0090 L:1 |
| Primary APN | BILL M:0091 B:0090 L:1 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,348 sqft Living Area |
| Gross Area | 2,483 sqft |
| Basement Area | 440 sqft |
| Unfinished Basement | 440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,499 sqft (0.517 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 20 RIDGEWAY AVE |
|---|---|
| City | BILLERICA |
| State | MA |
| Zip | 01821-6005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Subdivision | PINEHURST |
| Legal Block | 90 |
| Legal Lot Number | 1 |
| Jurisdiction | BILLERICA MA |
| Township / Civil Division | BILLERICA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 316202 |
20 Ridgeway Ave is owned and occupied by two individuals who bought it in May 2002.
Source: Middlesex County and Billerica Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 RIDGEWAY AVE, BILLERICA, MA 01821-6005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2002 · Amount on File |
| Deed Sale | May 29, 2002 · Amount on File |
| Prior Sale | Feb 23, 2000 · Amount on File |
| Deed Book / Page | 13143 / 117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 20 RIDGEWAY AVE, BILLERICA, MA 01821-6005 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0036967-65 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 36967/65 |
| Instrument | 15505 |
| Name | ALLIED MORTGAGE & SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2026 property tax bill for 20 Ridgeway Ave was $6,204, up 4.1% from the year before.
Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Billerica Town |
| Unified School District | Billerica School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,204.00 (+4.08%) | $534,400 (+1.93%) Land $326,800 Building $207,600 | $567,340 (-) |
| 2025 | $5,961.00 (+6.83%) | $524,300 (+6.09%) Land $316,700 Building $207,600 | $567,340 (+9.74%) |
| 2024 | $5,580.00 (+4.03%) | $494,200 (+9.36%) Land $312,300 Building $181,900 | $516,990 |
| 2023 | $5,364.00 | $451,900 Land $270,000 Building $181,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Ridgeway Ave in Zone X, an area of minimal flood risk, though there have been 115 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 115 (1979–2010) |
| Claims Outside the SFHA | 18 of 115 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Ridgeway Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Bromate resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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