12 Ridgeway Ave, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 12 Ridgeway Ave, Billerica, MA 01821

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,800 sqft · built 1984
Lot Size	0.639 acres (27,852 sqft)
Owner	Individual Name on Record
Last Sale	$719,000 (May 2026)
Tax Bill	$7,493 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BILL M:0091 B:0093 L:1`

Property Details

APN / Parcel Number

Primary APN	`BILL M:0091 B:0093 L:1`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	3,028 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,852 sqft (0.639 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	12 RIDGEWAY AVE
City	BILLERICA
State	MA
Zip	01821-6005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	93
Legal Lot Number	1
Jurisdiction	BILLERICA MA
Township / Civil Division	BILLERICA
Census Block Group	3
Census Block	3000
Census Tract	316202

Owner

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 RIDGEWAY AVE, BILLERICA, MA 01821-6005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Aug 30, 1996 · Amount on Record
Deed Document Number	202613296
Deed Book / Page	40029 / 242
Prior Transfer Date	Apr 29, 2026
Prior Transfer Doc	040029-242
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BILLERICA MA
Recording Date	May 1, 2026
Property Address	12 RIDGEWAY AVE, BILLERICA, MA 01821-6005
Document Number	040029-242
Book / Page	40029 / 242
Instrument Date	Apr 29, 2026
Instrument	2026.13296
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	RES/TITLE INC, RES-TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 RIDGEWAY AVE, BILLERICA, MA 01821-6005

Mortgage

Date	May 1, 2026

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Billerica Town
Unified School District	Billerica School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,493.00 (+3.82%)	$645,400 (+1.69%) Land $343,700 Building $301,700	$1,004,055 (-)
2025	$7,217.00 (+2.11%)	$634,700 (+1.39%) Land $333,000 Building $301,700	$1,004,055 (+69.38%)
2024	$7,068.00 (+5.97%)	$626,000 (+11.41%) Land $328,500 Building $297,500	$592,800
2023	$6,670.00	$561,900 Land $283,900 Building $278,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	115 (1979–2010)
Claims Outside the SFHA	18 of 115
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 31 claims Severe Storms And Flooding, May 2006 · 26 claims Extreme Weather Conditons And Flooding, Oct 1996 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000