20 Ridgeview Rd, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 20 Ridgeview Rd, Franklin, MA 02038

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,559 sqft · built 2004
Lot Size0.499 acres (21,732 sqft)
Owner2 Individual Names on Record
Last Sale$528,000 (Mar 2017)
Tax Bill$9,067 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Aug 2020 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN94-030

Property Details

APN / Parcel Number

Primary APN94-030
Alternative APNs
  • FRAN M:249 L:046
  • M:094 L:030

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,559 sqft Living Area
Gross Area4,855 sqft
Basement Area1,135 sqft
Unfinished Basement1,135 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area21,732 sqft (0.499 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number94-030
Street Address20 RIDGEVIEW RD
CityFRANKLIN
StateMA
Zip02038-1685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number46
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group2
Census Block2013
Census Tract442101

Owner

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 RIDGEVIEW RD, FRANKLIN, MA 02038-1685
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2022Deed of Trust, Mortgage · Line of Credit
DIGITAL FCU
Aug 28, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NORTHPOINT MORTGAGE INC
Jan 13, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NORTHPOINT MORTGAGE INC
Mar 30, 2017Quit Claim Deed, Transfer
NORTHPOINT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2017 · Amount on Record
Deed SaleMar 30, 2017 · Amount on Record
Prior SaleAug 3, 2005 · Amount on Record
Deed Book / Page35005 / 322
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address20 RIDGEVIEW RD, FRANKLIN, MA 02038-1685
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040781-553
DateAug 30, 2022
Book Page40781/553
Instrument76904
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueSep 1, 2062
Interest
Rate TypeAdjustable Rate

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address20 RIDGEVIEW RD, FRANKLIN, MA 02038-1685
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38269-148
DateAug 28, 2020
Book Page38269/148
Instrument88624
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address20 RIDGEVIEW RD, FRANKLIN, MA 02038-1685
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37517-583
DateJan 13, 2020
Book Page37517/583
Instrument2969
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateMar 30, 2017
Property Address20 RIDGEVIEW RD, FRANKLIN, MA 02038-1685
Document Number35005-322
Book / Page35005 / 322
Instrument27067
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$74.58
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number350050324
DateMar 30, 2017
Instrument35005/0324
Lender
NameNORTHPOINT MORTGAGE
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueMar 30, 2047

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,067.00 (+4.05%)$780,300 (+5.57%) Land $327,500 Building $452,800$825,835 (+0.74%)
2024$8,714.00 (-0.48%)$739,100 (+6.19%) Land $327,500 Building $411,600$819,755
2023$8,756.00$696,000 Land $284,400 Building $411,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people · EPA ID MA2101000
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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