12 Ridgeview Rd, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 12 Ridgeview Rd, Franklin, MA 02038

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,564 sqft · built 2004
Lot Size0.477 acres (20,761 sqft)
Owner2 Individual Names on Record
Last Sale$559,900 (Jan 2005)
Tax Bill$9,288 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Jul 2020 Refinance
Flood ZoneZone X (minimal risk)
APN94-028

Property Details

APN / Parcel Number

Primary APN94-028
Alternative APNs
  • FRAN M:249 L:085
  • M:094 L:028

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,564 sqft Living Area
Gross Area4,800 sqft
Basement Area1,140 sqft
Unfinished Basement1,140 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area20,761 sqft (0.477 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number94-028
Street Address12 RIDGEVIEW RD
CityFRANKLIN
StateMA
Zip02038-1685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionLEDGEVIEW HILL
Legal Lot Number85
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group2
Census Block2013
Census Tract442101

Owner

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 RIDGEVIEW RD, FRANKLIN, MA 02038-1685
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2025Deed of Trust, Mortgage · Line of Credit
WEBSTER FIRST FCU
Jul 31, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2005 · Amount on Record
Deed SaleJan 28, 2005 · Amount on Record
Prior SaleApr 30, 2004 · Amount on Record
Deed Document Number2005111353
Deed Book / Page22026 / 325
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address12 RIDGEVIEW RD, FRANKLIN, MA 02038-1685
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042632-349
DateSep 8, 2025
Book Page42632/349
Instrument62410
Lender
NameWEBSTER FIRST FCU
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueOct 1, 2065

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address12 RIDGEVIEW RD, FRANKLIN, MA 02038-1685
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38163-438
DateJul 31, 2020
Book Page38163/438
Instrument76509
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueAug 1, 2040

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,288.00 (+3.99%)$799,300 (+5.5%) Land $327,200 Building $472,100$853,385 (+0.9%)
2024$8,932.00 (-0.65%)$757,600 (+6.02%) Land $327,200 Building $430,400$845,785
2023$8,990.00$714,600 Land $284,200 Building $430,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people · EPA ID MA2101000
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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