Grays Harbor County property record for 20 Ridgeview Ln, Elma, WA 98541
| Property Type | Single Family Home |
|---|---|
| Details | 728 sqft · built 1996 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $687,900 (Jul 2022) |
| Tax Bill | $1,823 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 741508400002 |
| Primary APN | 741508400002 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 728 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 282 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 20 RIDGEVIEW LN |
|---|---|
| City | ELMA |
| State | WA |
| Zip | 98541-9363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | ELMA GARDEN HILL LOT 2 SSA 81-32 VOL 2 PG 116 TR 84 LS CO R |
| Legal Range | 27 |
| Legal Township | 06 |
| Legal Section | 18 |
| Legal Subdivision | ELMA GARDEN HILL |
| Legal Tract | 84 |
| Legal Block | 84 |
| Legal Lot Number | 2 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | ELMA |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 501 |
Source: Grays Harbor County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10557 E DURANT DR, MESA, AZ 85212-9479 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jul 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MASTER SERVICE CORP |
| Jul 7, 2017 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2022 · Amount on Record |
| Deed Sale | Jul 20, 2022 · Amount on Record |
| Prior Sale | Jun 18, 2012 · Amount on Record |
| Deed Document Number | 202269 |
| Prior Transfer Date | Apr 13, 2014 |
| Prior Transfer Doc | 0000000035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Jul 20, 2022 |
| Property Address | 20 RIDGEVIEW LN, ELMA, WA 98541-9363 |
| Document Number | 0007200069 |
| Map Reference | VOL 2 PG 116 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 2022-07200069 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | GRAYS HARBOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,629.87 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10557 E DURAT DR, MESA, AZ 85212-9479 |
| Document Number | 0007200070 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2022-07200070 |
| Name | MORTGAGE MASTER SERVICE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 20 RIDGEVIEW LN, ELMA, WA 98541-9363 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007070008 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 2017-07070008 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | ELMA, WA 98541 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Unified School District | Elma School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,823.00 (+90.89%) | ||
| 2025 | $212,770 (-) Land $47,000 Building $165,770 | $212,770 (-) Land $47,000 Building $165,770 | |
| 2024 | $955.00 | $212,770 Land $47,000 Building $165,770 | $212,770 Land $47,000 Building $165,770 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (1999–2009) |
| Most Recent Claim | Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELMA serves 6,638 people · EPA ID WA5323100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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