12 Ridgeview Ln, Elma, WA 98541 Property Records

Grays Harbor County property record for 12 Ridgeview Ln, Elma, WA 98541

Property Summary

Property Type	Single Family Home
Details	2,713 sqft · built 1996
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,600 (Dec 2018)
Tax Bill	$4,435 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`741508000004`

Property Details

APN / Parcel Number

Primary APN	`741508000004`

Interior

Stories	2 Stories
Building Area	2,713 sqft Living Area
Gross Area	3,859 sqft
Attic	Attic
Attic Area	1,146 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	113,256 sqft (2.6 acres)
Garage Type	Attached
Garage Area	1,146 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	527 sqft
Patio Area	366 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	12 RIDGEVIEW LN
City	ELMA
State	WA
Zip	98541-9363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ELMA GARDEN HILL LOTS 3 & 4 OF SSA 81-33 VOL 3 PG 14 TR 80 LS CO RD
Legal Range	27
Legal Township	06
Legal Section	18
Legal Subdivision	ELMA GARDEN HILL
Legal Tract	80
Legal Block	80
Legal Lot Number	3,4
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ELMA
Census Block Group	2
Census Block	2044
Census Tract	501

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 RIDGEVIEW LN, ELMA, WA 98541-9363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Nov 1, 2019	Deed of Trust, Mortgage · VA Mortgage ARC HOME LLC
Dec 21, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Sep 27, 2018	Grant Deed, Transfer COAST TITLE
Jul 14, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Document Number	2018100
Prior Transfer Date	Jul 3, 2017
Prior Transfer Doc	0000000086
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	12 RIDGEVIEW LN, ELMA, WA 98541-9363
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 RIDGEVIEW LN, ELMA, WA 98541-9363

Mortgage

Document Number	0004120006
Date	Apr 12, 2022
Instrument	2022-04120006

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	12 RIDGEVIEW LN, ELMA, WA 98541-9363
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011010028
Date	Nov 1, 2019
Instrument	2019-11010028

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Dec 21, 2018
Property Address	12 RIDGEVIEW LN, ELMA, WA 98541-9363
Document Number	0012210100
Instrument Date	Dec 18, 2018
Instrument	12210100
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	GRAYS HARBOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,588.88
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 RIDGELINE LN ELMA WA 985418203, ELMA, WA 98541-8203

Mortgage

Document Number	12210101
Date	Dec 21, 2018
Instrument	12210101

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Sep 27, 2018
Property Address	12 RIDGEVIEW LN, ELMA, WA 98541-9363
Document Number	0009270018
Instrument Date	Sep 25, 2018
Instrument	9270018
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	COAST TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 NORTON RD OAKVILLE WA 985689721, OAKVILLE, WA 98568-9721

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Jul 14, 2017
Property Address	12 RIDGEVIEW LN, ELMA, WA 98541-9363
Document Number	0007140086
Instrument Date	Jun 30, 2017
Instrument	7140086
Transaction Type	Foreclosure
Record Updated	Aug 18, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Elma School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,435.00 (-3.04%)
2025	$4,574.00 (+1.55%)	$502,454 (-) Land $111,625 Building $390,829	$502,454 (-) Land $111,625 Building $390,829
2024	$4,504.00	$502,454 Land $111,625 Building $390,829	$502,454 Land $111,625 Building $390,829

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1999–2009)
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELMA serves 6,638 people · EPA ID WA5323100
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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