Chatham County property record for 20 Ramsgate Rd, Savannah, GA 31419 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,827 sqft · built 1984 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,772 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-0772-05-001 |
| Primary APN | 2-0772-05-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,827 sqft Living Area |
| 1st Floor Area | 2,133 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 547 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 252 sqft |
| Deck Area | 72 sqft |
| Patio Area | 72 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 20 RAMSGATE RD |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31419-3234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 87 COFFEE BLUFF PLANTATION PH 2 |
| Legal Subdivision | COFFEE BLUFF PLANTATION PH 02 |
| Legal Phase | 2 |
| Legal Lot Number | 87 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11500 |
Source: Chatham County records · APN 2-0772-05-001
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 RAMSGATE RD, SAVANNAH, GA 31419-3234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Apr 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 20 RAMSGATE RD, SAVANNAH, GA 31419-3234 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0013300414 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 1330/414 |
| Instrument | 30986760006 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 20 RAMSGATE RD, SAVANNAH, GA 31419-3234 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20 RAMSGATE RD, SAVANNAH, GA 31419-3234 |
| Document Number | 0000002476/0000000618 |
|---|---|
| Date | Aug 03, 2021 |
| Book Page | 0000002476/0000000618 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 20 RAMSGATE RD, SAVANNAH, GA 31419-3234 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1330/414 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 1330/414 |
| Instrument | 30986760006 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
Source: Chatham County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,000 (+9.64%) Land $34,000 Building $153,000 | $467,500 (+9.64%) Land $85,000 Building $382,500 | |
| 2025 | $2,772.00 (-18.3%) Homeowner's exemption | $170,560 (+54.38%) Land $34,000 Building $136,560 | $426,400 (+54.38%) Land $85,000 Building $341,400 |
| 2023 | $110,480 (+17.63%) Land $21,600 Building $88,880 | $276,200 (+17.63%) Land $54,000 Building $222,200 | |
| 2022 | $3,393.00 | $93,920 Land $21,600 Building $72,320 | $234,800 Land $54,000 Building $180,800 |
Source: FEMA National Flood Hazard Layer, Chatham County (13051C), updated October 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130510115002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 129 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 129 in force |
| Nearby Flood Claims | 8 (1994–2024) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Sep 2024, rainfall accumulation, Hurricane Helene |
| Wildfire Risk | High above 75% of the US · above 99% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 323 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Delta Communications | Fiber | 7,000 / 7,000 |
| Xfinity | Cable | 2,000 / 250 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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