16 Ramsgate Rd, Savannah, GA 31419 Property Records

Chatham County property record for 16 Ramsgate Rd, Savannah, GA 31419

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,822 sqft · built 1984
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,987 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0772-04-017`

Property Details

APN / Parcel Number

Primary APN	`2-0772-04-017`
Alternative APN	`D234C391`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,822 sqft Living Area
1st Floor Area	2,570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Area	547 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	288 sqft
Deck Area	32 sqft
Patio Area	284 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	16 RAMSGATE RD
City	SAVANNAH
State	GA
Zip	31419-3233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LT 85 COFFEE BLUFF PLANTATION PH 2
Legal Subdivision	COFFEE BLF PLANTATION PH 02
Legal Phase	2
Legal Lot Number	85
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2006
Census Tract	11500

Owner

Source: Chatham County assessment roll, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 RAMSGATE RD, SAVANNAH, GA 31419-3233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Sep 5, 2017	Deed of Trust, Mortgage · VA Mortgage SUNTRUST BANK
Dec 28, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Recording Date	May 8, 2026
Property Address	16 RAMSGATE RD, SAVANNAH, GA 31419-3233
Document Number	0039750728
Book / Page	3975 / 728
Instrument Date	Apr 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RAMSGATE RD, SAVANNAH, GA 31419-3233

Mortgage

Document Number	3975000728,
Date	May 8, 2026
Book Page	3975/728

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2066

Interest

Rate	6.46%
Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	16 RAMSGATE RD, SAVANNAH, GA 31419-3233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1168/641
Date	Sep 5, 2017
Book Page	1168/641
Instrument	30582330019

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	16 RAMSGATE RD, SAVANNAH, GA 31419-3233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 RAMSGATE RD, SAVANNAH, GA 31419-3233

Mortgage

Document Number	0000002186/0000000011
Date	Dec 28, 2020
Book Page	0000002186/0000000011

Lender

Name	NEW DAY FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,000 (+9.72%) Land $34,000 Building $147,000	$452,500 (+9.72%) Land $85,000 Building $367,500
2025	$2,987.00 (-16.7%) Homeowner's exemption	$164,960 (+55.33%) Land $34,000 Building $130,960	$412,400 (+55.33%) Land $85,000 Building $327,400
2023		$106,200 (+8.41%) Land $21,600 Building $84,600	$265,500 (+8.41%) Land $54,000 Building $211,500
2022	$3,586.00	$97,960 Land $21,600 Building $76,360	$244,900 Land $54,000 Building $190,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 129 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	129 in force
Nearby Flood Claims	8 (1994–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 96% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: ClearWave, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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