Middlesex County and Wakefield Town property record for 20 Putnam Ave, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,059 sqft · built 1959 |
| Lot Size | 0.204 acres (8,869 sqft) |
| Owner | Individual Name on File |
| Last Sale | $532,000 (Mar 2019) |
| Tax Bill | $7,959 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | WAKE M:000003 B:0110 P:000C25 |
| Primary APN | WAKE M:000003 B:0110 P:000C25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,059 sqft Living Area |
| Gross Area | 2,536 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,869 sqft (0.204 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1311 |
|---|---|
| Street Address | 20 PUTNAM AVE |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-1436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 110 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 335200 |
20 Putnam Ave is owned and occupied by an individual who acquired it in November 2022.
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 PUTNAM AVE, WAKEFIELD, MA 01880-1436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2022 | Quit Claim Deed, Transfer · ARM ALIGN CREDIT UNION |
| May 5, 2020 | Deed of Trust, Mortgage · Conventional with PMI ALIGN CU |
| Mar 29, 2019 | Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE NTWK |
| Dec 4, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2019 · Amount on File |
| Deed Sale | Mar 29, 2019 · Amount on File |
| Prior Sale | May 26, 2016 · Amount on File |
| Last Transfer Date | Nov 29, 2022 |
| Transfer Doc | 0001928774 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Dec 9, 2022 |
| Property Address | 20 PUTNAM AVE, WAKEFIELD, MA 01880-1436 |
| Document Number | 0001928774 |
| Instrument Date | Nov 29, 2022 |
| Instrument | 1928774 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 PUTNAM AVE, WAKEFIELD, MA 01880-1436 |
| Document Number | 0001928775 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | 1928775 |
| Name | ALIGN CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jan 1, 2028 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 20 PUTNAM AVE, WAKEFIELD, MA 01880-1436 |
| Document Number | 0001841899 |
| Instrument Date | May 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 PUTNAM AVE WAKEFIELD MA 018801436, WAKEFIELD, MA 01880-1436 |
| Document Number | 0001841899 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 1841899 |
| Name | ALIGN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 11, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Mar 29, 2019 |
| Property Address | 20 PUTNAM AVE, WAKEFIELD, MA 01880-1436 |
| Document Number | 0000010162 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 10162 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,425.92 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 PUTNAM AVE WAKEFIELD MA 018801436, WAKEFIELD, MA 01880-1436 |
| Document Number | 10163 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 10163 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 28, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Dec 4, 2018 |
| Property Address | 20 PUTNAM AVE, WAKEFIELD, MA 01880-1436 |
| Document Number | 0000002878 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 2878 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 PUTNAM AVE WAKEFIELD MA 018801436, WAKEFIELD, MA 01880-1436 |
The 2025 property tax bill for 20 Putnam Ave was $7,959, up 8.5% from the year before.
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,959.00 (+8.46%) | $701,200 (+7.5%) Land $399,500 Building $301,700 | $737,485 (-8.15%) |
| 2024 | $7,338.00 (+2.74%) | $652,300 (+7.13%) Land $371,600 Building $280,700 | $802,940 |
| 2023 | $7,142.00 | $608,900 Land $346,900 Building $262,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Putnam Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (1978–2014) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Putnam Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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