20 Paseo Canos, San Clemente, CA 92673 Property Records

Orange County property record for 20 Paseo Canos, San Clemente, CA 92673

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,701 sqft · built 2008
Lot Size0.121 acres (5,278 sqft)
Owner2 Individual Names on Record
Last Sale$1,400,000 (Jan 2022)
Tax Bill$19,323 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Sep 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN708-111-16

Property Details

APN / Parcel Number

Primary APN708-111-16

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,701 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Lot Area5,278 sqft (0.121 acres)
Garage Area574 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address20 PASEO CANOS
CitySAN CLEMENTE
StateCA
Zip92673-7037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 16631 BLK LOT 41
Legal SubdivisionTRACT NO 16631
Legal Tract16631
Legal Lot Number41
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group2
Census Block2000
Census Tract32062

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 PASEO CANOS, SAN CLEMENTE, CA 92673-7037
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Grant Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC
Sep 22, 2020Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Aug 18, 2020Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING
Aug 22, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Aug 22, 2017Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2022 · Amount on Record
Deed SaleJan 14, 2022 · Amount on Record
Prior SaleNov 17, 2008 · Amount on Record
Deed Document Number202218922
Record UpdatedOct 29, 2026

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateJan 14, 2022
Property Address20 PASEO CANOS, SAN CLEMENTE, CA 92673-7037
Document Number0000018922
Map ReferenceMB 869 PG 23-29
Instrument DateJan 3, 2022
Instrument2022000018922
Transaction TypeTransfer
Record UpdatedJan 27, 2022
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address20 PASEO CANOS, SAN CLEMENTE, CA 92673-7037

Mortgage

Document Number0000018923
DateJan 14, 2022
Instrument2022000018923
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address20 PASEO CANOS, SAN CLEMENTE, CA 92673-7037
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 PASEO CANOS, SAN CLEMENTE, CA 92673-7037

Mortgage

Document Number0000512677
DateSep 22, 2020
Instrument2020000512677
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE CA
Property Address20 PASEO CANOS, SAN CLEMENTE, CA 92673-7037
Document Number0000598685
Instrument DateAug 18, 2020
Transaction TypeMortgage
Record UpdatedNov 3, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 PASEO CANOS SAN CLEMENTE CA 926737037, SAN CLEMENTE, CA 92673-7037

Mortgage

Document Number0000598685
DateOct 23, 2020
Instrument598685
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 22, 2050
Interest
Rate3.87%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address20 PASEO CANOS, SAN CLEMENTE, CA 92673-7037
Document Number0000411514
Instrument DateAug 22, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 PASEO CANOS SAN CLEMENTE CA 926737037, SAN CLEMENTE, CA 92673-7037

Mortgage

Document Number0000411514
DateSep 27, 2017
Instrument411514
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2047

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE CA
Property Address20 PASEO CANOS, SAN CLEMENTE, CA 92673-7037
Document Number0000411513
Instrument DateAug 22, 2017
Transaction TypeMortgage
Record UpdatedOct 5, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 PASEO CANOS SAN CLEMENTE CA 926737037, SAN CLEMENTE, CA 92673-7037

Mortgage

Document Number0000411513
DateSep 27, 2017
Instrument411513
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,515,404 (+2%) Land $949,965 Building $565,439
2025$19,323.00 (+4.39%)$1,485,691 (+4.04%) Land $931,339 Building $554,352
2023$18,511.00 (+36.04%)$1,428,000 Land $895,173 Building $532,827
2022$13,607.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 63% of California
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA MARGARITA WATER DISTRICT
serves 165,275 people · EPA ID CA3010101
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 500
Verizon
Fixed Wireless
300 / 20

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