20 Prospect St, White Plains, NY 10605 Property Records

Westchester County and White Plains City property record for 20 Prospect St, White Plains, NY 10605

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,700 sqft · built 1929
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$724,000 (Dec 2008)
Tax Bill$2,527 (2026)
Flood ZoneZone X (minimal risk)
APN551700 130.35-6-15

Property Details

APN / Parcel Number

Primary APN551700 130.35-6-15
Alternative APNs
  • 170013003500060150000000
  • 30340002100

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,700 sqft Living Area
1st Floor Area1,500 sqft
2nd Floor Area1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleColonial
Exterior MaterialBrick
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions150 ft deep x 73 ft wide
Garage TypeDetached
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number30340002100
Street Address20 PROSPECT ST
CityWHITE PLAINS
StateNY
Zip10605-1125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2-4
Legal SubdivisionMAP OF PROPERTY TO R E FARLEY
Legal Block6
Legal Lot Number15.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionWHITE PLAINS
Census Block Group3
Census Block3001
Census Tract9500

Owner

Source: Westchester County and White Plains City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 PROSPECT ST, WHITE PLAINS, NY 10605-1125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2008 · Amount on Record
Deed SaleDec 17, 2008 · Amount on Record
Prior SaleOct 25, 2002 · Amount on Record
Deed Document Number2008483450061
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Westchester County and White Plains City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityWhite Plains City
Unified School DistrictWhite Plains City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,527.00 (-86.42%)
2025$18,610.00$17,100 (+5.07%) Land $4,250 Building $12,850$784,404 (+14.23%) Land $194,954 Building $589,450
2024$16,275 (-) Land $4,250 Building $12,025$686,709 (+0.84%) Land $179,325 Building $507,384
2023$16,275 Land $4,250 Building $12,025$680,962 Land $177,824 Building $503,138

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (2011–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Sep 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE PLAINS CITY
serves 59,559 people · EPA ID NY5903464
Water SourcePurchased surface water from WESTCHESTER COUNTY WD #1
Last State InspectionMar 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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