Westchester County and White Plains City property record for 15 Prospect St, White Plains, NY 10605
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,248 sqft · built 1924 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Oct 2016) |
| Tax Bill | $2,157 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 551700 130.35-8-5 |
| Primary APN | 551700 130.35-8-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,248 sqft Living Area |
| 1st Floor Area | 940 sqft |
| 2nd Floor Area | 748 sqft |
| Upper Floors Area | 560 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Colonial |
| Exterior Material | Wood Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 152 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 30390000900 |
|---|---|
| Street Address | 15 PROSPECT ST |
| City | WHITE PLAINS |
| State | NY |
| Zip | 10605-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2-4 |
| Legal Block | 8 |
| Legal Lot Number | 5.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | WHITE PLAINS |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 9500 |
Source: Westchester County and White Plains City records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 PROSPECT ST, ELMSFORD, NY 10523-3736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 23, 2017 | Grant Deed, Transfer · Conventional with PMI PNC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2016 · Amount on Record |
| Deed Sale | Oct 4, 2016 · Amount on Record |
| Deed Document Number | 2016562733006 |
| Last Transfer Date | Jun 28, 2017 |
| Transfer Doc | 0571793160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 15 PROSPECT ST, WHITE PLAINS, NY 10605-1114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 15 PROSPECT ST, WHITE PLAINS, NY 10605-1114 |
| Document Number | 0640713024 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 640713024 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 1, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jun 23, 2017 |
| Property Address | 15 PROSPECT ST, WHITE PLAINS, NY 10605-1114 |
| Document Number | 0571673411 |
| Book / Page | 057167 / 003411 |
| Instrument Date | Jun 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2018 |
| Title Company | JUDICIAL TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 311 FRANK E RODGERS BLVD HARRISON NJ 07029, HARRISON, NJ 07029 |
| Document Number | 571743121 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 057174/003121 |
| Name | PNC MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2047 |
Source: Westchester County and White Plains City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | White Plains City |
| Unified School District | White Plains City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,157.00 (-81.54%) | ||
| 2025 | $11,686.00 | $14,600 (+15.42%) Land $2,300 Building $12,300 | $669,725 (+25.47%) Land $105,505 Building $564,220 |
| 2024 | $12,650 (-) Land $2,300 Building $10,350 | $533,755 (+0.84%) Land $97,046 Building $436,709 | |
| 2023 | $12,650 Land $2,300 Building $10,350 | $529,288 Land $96,234 Building $433,054 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (2011–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE PLAINS CITY serves 59,559 people · EPA ID NY5903464 |
|---|---|
| Water Source | Purchased surface water from WESTCHESTER COUNTY WD #1 |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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