Penobscot County and Dexter Town property record for 20 Prospect St, Dexter, ME 04930
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,500 (Oct 2020) |
| Tax Bill | $2,444 (2025) |
| Deeds & Mortgages | Apr 2024 Refinance Oct 2020 Mortgage |
| APN | DEXT M:006 L:16 |
| Primary APN | DEXT M:006 L:16 |
|---|---|
| Alternative APN |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 22,651 sqft (0.52 acres) |
| Account Number | 135 |
|---|---|
| Street Address | 20 PROSPECT ST |
| City | DEXTER |
| State | ME |
| Zip | 04930-1427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 16 |
| Jurisdiction | DEXTER ME |
| Township / Civil Division | DEXTER |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 15000 |
20 Prospect St is owned and occupied by an individual who bought it in October 2020.
Source: Penobscot County and Dexter Town records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 PROSPECT ST, DEXTER, ME 04930-1427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance MAINE HIGHLANDS FEDERAL CREDIT UNION |
| Oct 28, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage MAINE HIGHLANDS FEDERAL CREDIT UNIO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2020 · Amount on File |
| Deed Sale | Oct 28, 2020 · Amount on File |
| Prior Sale | Dec 2, 2005 |
| Deed Document Number | 202035519 |
| Deed Book / Page | 15759 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEXTER ME |
| Property Address | 20 PROSPECT ST, DEXTER, ME 04930-1427 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0171090350 |
|---|---|
| Date | Apr 8, 2024 |
| Book Page | 17109/350 |
| Instrument | 7168 |
| Name | MAINE HIGHLANDS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DEXTER ME |
| Recording Date | Oct 28, 2020 |
| Property Address | 20 PROSPECT ST, DEXTER, ME 04930-1427 |
| Document Number | 0157590001 |
| Book / Page | 15759 / 1 |
| Instrument Date | Oct 5, 2020 |
| Instrument | 35519 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 62 MAIN ST, DEXTER, ME 04930-1273 |
| Document Number | 0000035520 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 35520 |
| Name | MAINE HIGHLANDS FEDERAL CREDIT UNIO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Nov 1, 2025 |
| Max Rate At Change | 3.75% |
| Index | 1-Year CMT |
The 2025 property tax bill for 20 Prospect St was $2,444, up 1.5% from the year before.
Source: Penobscot County and Dexter Town assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Dexter Town |
| Unified School District | School Administrative District 46 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,444.00 (+1.54%) | $122,800 (-) Land $16,600 Building $106,200 |
| 2024 | $2,407.00 | $122,800 Land $16,600 Building $106,200 |
| 2022 | $2,426.00 | $121,300 Land $15,100 Building $106,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA's flood maps do not cover 20 Prospect St.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEXTER UTILITY DISTRICT serves 2,338 people · EPA ID ME0090440 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Premium Choice Broadband.
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