12 Prospect St, Dexter, ME 04930 Property Records

Penobscot County and Dexter Town property record for 12 Prospect St, Dexter, ME 04930

Property Summary

Property Type	Single Family Home
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Jun 2022)
Tax Bill	$2,756 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2017 Mortgage + 1 more
APN	`DEXT M:006 L:15`

Property Details

APN / Parcel Number

Primary APN	`DEXT M:006 L:15`
Alternative APN	`134`

Exterior

Lot Area	31,363 sqft (0.72 acres)

Location & Zoning

Account Number	134
Street Address	12 PROSPECT ST
City	DEXTER
State	ME
Zip	04930-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	15
Jurisdiction	DEXTER ME
Township / Civil Division	DEXTER
Census Block Group	3
Census Block	3047
Census Tract	15000

Owner

Source: Penobscot County and Dexter Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 PROSPECT ST, DEXTER, ME 04930-1427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Nov 27, 2017	Deed of Trust, Mortgage US BANK NA
Jun 16, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Prior Sale	Jun 29, 2011 · Amount on Record
Deed Document Number	202217023
Deed Book / Page	16519 / 182
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEXTER ME
Recording Date	Jul 14, 2026
Property Address	12 PROSPECT ST, DEXTER, ME 04930-1427
Document Number	0000018701
Book / Page	17941 / 295
Instrument Date	Jul 13, 2026
Instrument	202618701
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PROSPECT ST, DEXTER, ME 04930-1427

Mortgage

Document Number	0000018701,
Date	Jul 14, 2026
Book Page	17941/295
Instrument	202618701

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEXTER ME
Property Address	12 PROSPECT ST, DEXTER, ME 04930-1427
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146790072
Date	Nov 27, 2017
Book Page	14679/0072
Instrument	000000037113

Lender

Name	US BANK NA

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 15, 2047

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEXTER ME
Recording Date	Jun 16, 2022
Property Address	12 PROSPECT ST, DEXTER, ME 04930-1427
Document Number	0165190182
Book / Page	16519 / 182
Instrument Date	Jun 15, 2022
Instrument	17023
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9 CURTIS LN, STOCKTON SPRINGS, ME 04981-4250

Mortgage

Document Number	0000017024
Date	Jun 16, 2022
Instrument	17024

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Dexter Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Dexter Town
Unified School District	School Administrative District 46 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,756.00 (+7.03%)	$138,500 (+5.4%) Land $17,700 Building $120,800
2024	$2,575.00 (-0.81%)	$131,400 (+1.23%) Land $17,700 Building $113,700
2022	$2,596.00	$129,800 Land $16,100 Building $113,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEXTER UTILITY DISTRICT serves 2,338 people · EPA ID ME0090440
Water Source	Surface water
Last State Inspection	May 2023
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Premium Choice Broadband.

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