20 Pleasant St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 20 Pleasant St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,378 sqft · built 1890
Lot Size	0.213 acres (9,261 sqft)
Owner	Individual Name on File
Last Sale	$830,000 (May 2026)
Tax Bill	$6,476 (2026)
Deeds & Mortgages	Apr 2022 Refinance May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-E B:0008 L:0022`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-E B:0008 L:0022`
Alternative APNs	`M:009=E B:0008 L:0022` `4931034`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,378 sqft Living Area
Gross Area	2,564 sqft
1st Floor Area	800 sqft
Basement Area	770 sqft
Unfinished Basement	770 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,261 sqft (0.213 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4931034
Street Address	20 PLEASANT ST
City	SAUGUS
State	MA
Zip	01906-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	8
Legal Lot Number	22
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1012
Census Tract	208301

Owner

20 Pleasant St is owned and occupied by an individual who bought it in May 2026.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	20 PLEASANT ST, SAUGUS, MA 01906-2133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
May 22, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Aug 4, 2017	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Aug 4, 2017 · Amount on File
Deed Document Number	202620260522002510
Deed Book / Page	43402 / 251
Transfer Doc	036076-405
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	20 PLEASANT ST, SAUGUS, MA 01906-2133
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040864-468
Date	Apr 14, 2022
Book Page	40864/468
Instrument	20220414003470

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	May 1, 2032

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	May 22, 2026
Property Address	20 PLEASANT ST, SAUGUS, MA 01906-2133
Document Number	043402-251
Book / Page	43402 / 251
Instrument Date	May 13, 2026
Instrument	20262510
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 PLEASANT ST, SAUGUS, MA 01906-2133

Mortgage

Date	May 22, 2026

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	20 PLEASANT ST, SAUGUS, MA 01906-2133
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38753-246
Date	Jul 27, 2020
Book Page	38753/246
Instrument	20200727003050

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 4, 2017
Property Address	20 PLEASANT ST, SAUGUS, MA 01906-2133
Document Number	36076-405
Book / Page	036076 / 000405
Instrument Date	Jul 19, 2017
Instrument	1708040145
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,188.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 PLEASANT ST SAUGUS MA 019062133, SAUGUS, MA 01906-2133

Mortgage

Document Number	36076-407
Date	Aug 4, 2017
Book Page	036076/000407
Instrument	1708040146

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 20 Pleasant St was $6,476, up 5.3% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,476.00 (+5.27%)	$621,500 (+7.9%) Land $388,300 Building $214,300	$738,153 (+13.8%)
2025	$6,152.00 (+4.08%)	$576,000 (+3.78%) Land $343,700 Building $232,300	$648,660
2024	$5,911.00 (+0.41%)	$555,000 (+6.16%) Land $325,800 Building $229,200
2023	$5,887.00	$522,800 Land $298,100 Building $224,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Pleasant St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Pleasant St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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