12 Pleasant St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 12 Pleasant St, Saugus, MA 01906

Property Summary

Property Type	Triplex
Details	7 bd · 4 ba · 5,260 sqft · built 1860
Lot Size	0.325 acres (14,166 sqft)
Owner	2 Individual Names on File
Last Sale	$574,000 (Jul 2015)
Tax Bill	$11,181 (2026)
Deeds & Mortgages	Mar 2021 Refinance Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-E B:0008 L:0020`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-E B:0008 L:0020`
Alternative APNs	`M:009=E B:0008 L:0020` `8388008`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	5,260 sqft Living Area
Gross Area	6,616 sqft
1st Floor Area	1,866 sqft
Basement Area	1,664 sqft
Unfinished Basement	582 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,166 sqft (0.325 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8388008
Street Address	12 PLEASANT ST
City	SAUGUS
State	MA
Zip	01906-2170
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	NA
Legal Block	8
Legal Lot Number	20
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1012
Census Tract	208301

Owner

12 Pleasant St, a triplex, is owned and occupied by two individuals who bought it in July 2015.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 PLEASANT ST, SAUGUS, MA 01906-2170
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST GUARANTY MORTGAGE
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2015 · Amount on File
Deed Sale	Jul 24, 2015 · Amount on File
Deed Book / Page	34240 / 316
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	12 PLEASANT ST, SAUGUS, MA 01906-2170
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039612-20
Date	Mar 5, 2021
Book Page	39612/20
Instrument	20210305004540

Lender

Name	FIRST GUARANTY MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	12 PLEASANT ST, SAUGUS, MA 01906-2170
Document Number	37852-532
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 PLEASANT ST SAUGUS MA 019062170, SAUGUS, MA 01906-2170

Mortgage

Document Number	37852-532
Date	Sep 18, 2019
Book Page	037852/000532
Instrument	1909182490

Lender

Name	PRIME LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 17, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 12 Pleasant St was $11,181, up 2.8% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$11,181.00 (+2.82%)	$1,073,000 (+5.38%) Land $409,600 Building $663,400
2025	$10,874.00 (+4.72%)	$1,018,200 (+4.43%) Land $362,500 Building $655,700
2024	$10,384.00 (+1.81%)	$975,000 (+7.64%) Land $343,700 Building $631,300
2023	$10,199.00	$905,800 Land $314,500 Building $591,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 Pleasant St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12 Pleasant St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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