20 Pine Tree Rd, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 20 Pine Tree Rd, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1966
Square Footage	3,294 sqft Living Area
Lot Size	29,011 sqft (0.666 acres)
Occupancy	Owner Occupied
Last Sale	$935,000 (2009)
Tax Bill	$24,986.00 (2025)

Owner

Source: Bergen County and Ramsey Borough records · APN 48-02401-0000-00018

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 PINE TREE RD, RAMSEY, NJ 07446-2118
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 24, 2009 · Amount on Record
Deed Sale	Nov 24, 2009 · Amount on Record
Prior Sale	May 11, 1999 · Amount on Record
Deed Doc Number	20092980285
Deed Book / Page	298 / 285
Record Refreshed	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	20 PINE TREE RD, RAMSEY, NJ 07446-2118
Document Number	0037890653
Instrument Date	Oct 06, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	20 PINE TREE RD RAMSEY NJ 074462118, RAMSEY, NJ 07446-2118

Mortgage

Document Number	0037890653
Date	Oct 26, 2020
Book Page	003789/000653
Instrument	110049

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,214,000 (+0.04%) Land $440,000 Building $774,000	$1,214,000 (+0.04%) Land $440,000 Building $774,000
2025	$24,986.00 (+0.45%)	$1,213,500 (+37.66%) Land $440,000 Building $773,500	$1,213,500 (+37.66%) Land $440,000 Building $773,500
2024	$24,875.00 (+7.59%)
2023		$881,500 Land $333,300 Building $548,200	$881,500 Land $333,300 Building $548,200
2022	$23,121.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 6% of the US · above 16% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`48-02401-0000-00018`
Alternative APN	`480240100018`

Interior

Building Area	3,294 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame Construction
Lot Area	29,011 sqft (0.666 acres)
Depth X Width	215 ft x 135 ft Depth x Width
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	20 PINE TREE RD
City	RAMSEY
State	NJ
Zip	07446-2118
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.666AC
Legal Subdivision	RAMSEY ACRES/RAMSEY
Legal Block	2401
Legal Lot Number	18
Jurisdiction	BERGEN NJ
Minor Civil Division	RAMSEY
Census Blockgroup	3
Census Block	3006
Census Tract	44100