14 Pine Tree Rd, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 14 Pine Tree Rd, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1966
Square Footage	2,088 sqft Living Area
Lot Size	30,100 sqft (0.691 acres)
Occupancy	Owner Occupied
Last Sale	$995,000 (2025)
Tax Bill	$20,135.00 (2025)

Owner

Source: Bergen County and Ramsey Borough records · APN 48-02401-0000-00021

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 PINE TREE RD, RAMSEY, NJ 07446-2118
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2025 · Amount on Record
Deed Sale	Feb 04, 2025 · Amount on Record
Prior Sale	Jan 04, 2005 · Amount on Record
Deed Doc Number	20258401
Deed Book / Page	5420 / 1452
Record Refreshed	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	14 PINE TREE RD, RAMSEY, NJ 07446-2118
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034831131
Date	Jan 30, 2020
Book Page	3483/1131
Instrument	20-010559

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Feb 01, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$951,800 (-2.67%) Land $441,500 Building $510,300	$951,800 (-2.67%) Land $441,500 Building $510,300
2025	$20,135.00 (+3.76%)	$977,900 (+42.2%) Land $441,500 Building $536,400	$977,900 (+42.2%) Land $441,500 Building $536,400
2024	$19,406.00 (+7.58%)
2023		$687,700 Land $334,600 Building $353,100	$687,700 Land $334,600 Building $353,100
2022	$18,038.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 6% of the US · above 16% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`48-02401-0000-00021`
Alternative APN	`480240100021`

Interior

Building Area	2,088 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame Construction
Lot Area	30,100 sqft (0.691 acres)
Depth X Width	223 ft x 135 ft Depth x Width
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	14 PINE TREE RD
City	RAMSEY
State	NJ
Zip	07446-2118
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.691AC
Legal Subdivision	RAMSEY ACRES
Legal Block	2401
Legal Lot Number	21
Jurisdiction	BERGEN NJ
Minor Civil Division	RAMSEY
Census Blockgroup	3
Census Block	3006
Census Tract	44100