20 Pine St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 20 Pine St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	2,171 sqft · built 1920
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on Record
Last Sale	$487,000 (Jul 2005)
Tax Bill	$14,351 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00500-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`03-00500-0000-00005`
Alternative APNs	`030050000005` `5855009`

Interior

Stories	2 Stories
Building Area	2,171 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Stucco
Lot Area	6,251 sqft (0.144 acres)

Location & Zoning

Account Number	5855009
Street Address	20 PINE ST
City	CRANFORD
State	NJ
Zip	07016-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIVERSIDE PARK
Legal Block	500
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	1
Census Block	1018
Census Tract	37300

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 PINE ST, CRANFORD, NJ 07016-3035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Nov 17, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jun 12, 2020	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADERS TRUST CO
Jan 8, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2005 · Amount on Record
Deed Sale	Jul 18, 2005 · Amount on Record
Deed Book / Page	5516 / 903
Last Transfer Date	Dec 22, 2017
Transfer Doc	295384
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	20 PINE ST, CRANFORD, NJ 07016-3035
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149652885
Date	May 19, 2021
Book Page	14965/2885
Instrument	12394

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	20 PINE ST, CRANFORD, NJ 07016-3035
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PINE ST, CRANFORD, NJ 07016-3035

Mortgage

Document Number	0151032570
Date	Nov 17, 2021
Book Page	15103/2570
Instrument	25173

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.19%
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	20 PINE ST, CRANFORD, NJ 07016-3035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147093052
Date	Jun 12, 2020
Book Page	14709/3052
Instrument	693014

Lender

Name	MANUFACTURERS TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.14%
Change Frequency	Monthly

January 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	Jan 8, 2018
Property Address	20 PINE ST, CRANFORD, NJ 07016-3035
Document Number	0062380462
Book / Page	006238 / 000462
Instrument Date	Dec 22, 2017
Instrument	295384
Transaction Type	Mortgage
Record Updated	Jan 24, 2018
Title Company	AMERICAN LAND TITLE ASSOCIATION

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PINE ST CRANFORD NJ 070163035, CRANFORD, NJ 07016-3035

Mortgage

Document Number	143890966
Date	Jan 8, 2018
Book Page	014389/000966
Instrument	651896

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2048

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,000 (-) Land $77,100 Building $120,900	$198,000 (-) Land $77,100 Building $120,900
2025	$14,351.00 (+6.92%)	$198,000 (-) Land $77,100 Building $120,900	$198,000 (-) Land $77,100 Building $120,900
2024	$13,422.00 (+2.53%)
2023		$198,000 (-) Land $77,100 Building $120,900	$198,000 (-) Land $77,100 Building $120,900
2022	$13,091.00	$198,000 Land $77,100 Building $120,900	$198,000 Land $77,100 Building $120,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	46 (1978–2021)
Claims Outside the SFHA	33 of 46
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Sep 2011 · 15 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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