12 Pine St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 12 Pine St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	2,098 sqft · built 1927
Lot Size	0.215 acres (9,374 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Jun 2017)
Tax Bill	$15,105 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00500-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`03-00500-0000-00004`
Alternative APNs	`030050000004` `5854008`

Interior

Stories	2 Stories
Building Area	2,098 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	9,374 sqft (0.215 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	5854008
Street Address	12 PINE ST
City	CRANFORD
State	NJ
Zip	07016-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIVERSIDE PARK
Legal Block	500
Legal Lot Number	4
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	1
Census Block	1018
Census Tract	37300

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 PINE ST, CRANFORD, NJ 07016-3035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
May 20, 2019	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Jun 26, 2017	Grant Deed, Transfer · Conventional with PMI INTERCONTINENTAL CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Prior Sale	Jan 6, 1999 · Amount on Record
Deed Document Number	2017287942
Prior Transfer Date	Dec 9, 1998
Prior Transfer Doc	0000061686
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	12 PINE ST, CRANFORD, NJ 07016-3035
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149402649
Date	Apr 16, 2021
Book Page	14940/2649
Instrument	9835

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	12 PINE ST, CRANFORD, NJ 07016-3035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145572734
Date	May 20, 2019
Book Page	14557/2734
Instrument	672817

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jun 26, 2017
Property Address	12 PINE ST, CRANFORD, NJ 07016-3035
Document Number	0061960701
Book / Page	006196 / 000701
Instrument Date	Jun 16, 2017
Instrument	287942
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PINE ST CRANFORD NJ 070163035, CRANFORD, NJ 07016-3035

Mortgage

Document Number	142910359
Date	Jun 26, 2017
Book Page	014291/000359
Instrument	642252

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	JERICHO, NY 11753

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,400 (-) Land $83,200 Building $125,200	$208,400 (-) Land $83,200 Building $125,200
2025	$15,105.00 (+6.92%)	$208,400 (-) Land $83,200 Building $125,200	$208,400 (-) Land $83,200 Building $125,200
2024	$14,127.00 (+2.53%)
2023		$208,400 Land $83,200 Building $125,200	$208,400 Land $83,200 Building $125,200
2022	$13,779.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	46 (1978–2021)
Claims Outside the SFHA	33 of 46
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Sep 2011 · 15 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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