Monmouth County and Howell Township property record for 20 Pine Needle St, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,588 sqft · built 1982 |
| Lot Size | 0.184 acres (8,024 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $570,000 (Nov 2024) |
| Tax Bill | $8,645 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00002-18-00008 |
| Primary APN | 21-00002-18-00008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,588 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Upper Floors Area | 1,108 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,024 sqft (0.184 acres) |
| Lot Dimensions | 107 ft deep x 75 ft wide |
| Garage Type | Built-in |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 321808 |
|---|---|
| Street Address | 20 PINE NEEDLE ST |
| City | HOWELL |
| State | NJ |
| Zip | 07731-2654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 2.18 |
| Legal Lot Number | 8 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 811501 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 PINE NEEDLE ST, HOWELL, NJ 07731-2654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2024 · Amount on Record |
| Deed Sale | Nov 25, 2024 · Amount on Record |
| Deed Document Number | 202483740 |
| Deed Book / Page | 9714 / 8625 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 11, 2026 |
| Property Address | 20 PINE NEEDLE ST, HOWELL, NJ 07731-2654 |
| Document Number | 0000038413 |
| Book / Page | 9792 / 7979 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202638413 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TOWNSGATE CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 20 PINE NEEDLE ST, HOWELL, NJ 07731-2654 |
| Document Number | 0000038413, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 9792/7979 |
| Instrument | 202638413 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $553,900 (+9.81%) Land $369,200 Building $184,700 | $553,900 (+9.81%) Land $369,200 Building $184,700 | |
| 2025 | $8,645.00 (+5.84%) | $504,400 (+27.02%) Land $329,200 Building $175,200 | $504,400 (+27.02%) Land $329,200 Building $175,200 |
| 2024 | $8,168.00 (+21.19%) | ||
| 2023 | $397,100 Land $229,200 Building $167,900 | $397,100 Land $229,200 Building $167,900 | |
| 2022 | $6,740.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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